28035 Willow Lake St, Katy, TX 77494 Property Records

Fort Bend County property record for 28035 Willow Lake St, Katy, TX 77494

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,619 sqft · built 1982
Lot Size1.66 acres (72,702 sqft)
OwnerIndividual Name on Record
Tax Bill$4,653 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Feb 2020 Mortgage
Flood ZoneZone X (moderate risk)
APNR46697

Property Details

APN / Parcel Number

Primary APNR46697
Alternative APN
  • 0383-04-019-0000-914

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,619 sqft Living Area
1st Floor Area2,163 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area72,702 sqft (1.66 acres)
Garage TypeDetached
Garage Area792 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area192 sqft
Patio Area200 sqft
Storage Building220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Account NumberR46697
Street Address28035 WILLOW LAKE ST
CityKATY
StateTX
Zip77494-5484
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0383 JESSE BURDETT, TRACT 4, PARCEL 19, ACRES 1.669, SEC 4
Legal SubdivisionJESSE BURDETT
Legal Tract4
Legal Lot Number4
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group2
Census Block2034
Census Tract673201

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address28035 WILLOW LAKE ST, KATY, TX 77494-5484
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2022Deed of Trust, Mortgage · Line of Credit
ASPIRE BANK
Feb 19, 2020Deed of Trust, Mortgage
TEXASLENDING.COM

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2010
Deed SaleSep 7, 2010
Prior SaleAug 7, 2007
Deed Document Number2010087003
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address28035 WILLOW LAKE ST, KATY, TX 77494-5484
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083743
DateJun 22, 2022
Instrument2022083743
Lender
NameASPIRE BANK
TypeFunding / Finance Company
AddressDALLAS, TX 75244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address28035 WILLOW LAKE ST, KATY, TX 77494-5484
Document Number0000021929
Instrument DateFeb 19, 2020
Transaction TypeMortgage
Record UpdatedMar 24, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28035 WILLOW LAKE ST KATY TX 774945484, KATY, TX 77494-5484

Mortgage

Document Number0000021929
DateFeb 25, 2020
Instrument21929
Lender
NameTEXASLENDING.COM
AddressDALLAS, TX 75244
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 24, 2050

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,653.00 (-12.49%) Homeowner's exemption$405,996 (-3.54%) Land $146,298 Building $259,698$405,996 (-3.54%) Land $146,298 Building $259,698
2024$5,317.00 (-0.45%) Homeowner's exemption$420,881 (+0.58%) Land $146,298 Building $274,583$420,881 (-1.47%) Land $146,298 Building $274,583
2023$5,341.00 (-10.63%) Homeowner's exemption$418,462 Land $148,249 Building $278,914$427,163 Land $148,249 Building $278,914
2018$5,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 500 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies500 in force
Nearby Flood Claims7 (2017–2024)
Claims Outside the SFHA3 of 7
Most Recent ClaimApr 2024 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Skynet
Fixed Wireless
100 / 50

May also be available: Hotwire Communications, T-Mobile.

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