2803 W Westover Rd, Spokane, WA 99208 Property Records

Spokane County property record for 2803 W Westover Rd, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,613 sqft · built 2002
Lot Size	0.362 acres (15,779 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,000 (Jul 2015)
Tax Bill	$5,473 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26133.0809`

Property Details

APN / Parcel Number

Primary APN	`26133.0809`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,613 sqft Living Area
Gross Area	3,420 sqft
1st Floor Area	1,863 sqft
Basement Area	933 sqft
Finished Basement	750 sqft
Unfinished Basement	183 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,779 sqft (0.362 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Patio Area	171 sqft
Canopy	447 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2803 W WESTOVER RD
City	SPOKANE
State	WA
Zip	99208-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	13-26-42, LT 9, BLK 5 OF JESSES BLUFF, PLAT, AUDITORS FILE # 4546238. BK 26. PG 87 & 1/44 INTEREST IN COMMON AREAS.
Legal Range	42
Legal Township	26
Legal Section	13
Legal Subdivision	JESSES BLUFF
Legal Block	5
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2016
Census Tract	10702

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2803 W WESTOVER RD, SPOKANE, WA 99208-9756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
May 23, 2019	Deed of Trust, Mortgage · VA Mortgage NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2015 · Amount on Record
Deed Sale	Jul 23, 2015 · Amount on Record
Prior Sale	Sep 12, 2011 · Amount on Record
Deed Document Number	20156419625
Prior Transfer Date	Jan 10, 2011
Prior Transfer Doc	0005969643
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2803 W WESTOVER RD, SPOKANE, WA 99208-9756
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007085653
Date	Jun 9, 2021
Instrument	7085653

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Aug 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2803 W WESTOVER RD, SPOKANE, WA 99208-9756
Document Number	0006998852
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2803 W WESTOVER RD SPOKANE WA 992089756, SPOKANE, WA 99208-9756

Mortgage

Document Number	0006998852
Date	Nov 23, 2020
Instrument	6998852

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2803 W WESTOVER RD, SPOKANE, WA 99208-9756
Document Number	0006808749
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2803 W WESTOVER RD SPOKANE WA 992089756, SPOKANE, WA 99208-9756

Mortgage

Document Number	0006808749
Date	May 29, 2019
Instrument	6808749

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99216

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,473.00 (+0.39%)	$536,700 (-2.82%) Land $140,000 Building $396,700	$536,700 (-2.82%) Land $140,000 Building $396,700
2025	$5,452.00 (+6.34%)
2024		$552,300 (+35.67%) Land $110,000 Building $442,300	$552,300 (+35.67%) Land $110,000 Building $442,300
2023	$5,127.00 (+1%)	$407,100 Land $64,000 Building $343,100	$407,100 Land $64,000 Building $343,100
2022	$4,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 69% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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