2803 Temple Hill Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 2803 Temple Hill Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,400 sqft · built 1966
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$27,000 (Aug 1989)
Tax Bill	$146 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2020 Transfer
Flood Zone	Zone X (moderate risk)
APN	`038-033.00`

Property Details

APN / Parcel Number

Primary APN	`038-033.00`
Alternative APNs	`086038 03300` `000009079`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	1,424 sqft
1st Floor Area	1,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	171 ft deep x 202 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Porch Area	24 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2803 TEMPLE HILL RD
City	ERWIN
State	TN
Zip	37650-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JULIA WHITE 202X171X192
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1049
Census Tract	80100

Owner

Source: Unicoi County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2803 TEMPLE HILL RD, ERWIN, TN 37650-4523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BEACON FINANCIAL CU
Apr 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 1989 · Amount on Record
Deed Sale	Aug 18, 1989 · Amount on Record
Deed Book / Page	160 / 134
Last Transfer Date	Sep 10, 2013
Transfer Doc	0000372566
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	2803 TEMPLE HILL RD, ERWIN, TN 37650-4523
Document Number	431780
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 TEMPLE HILL RD ERWIN TN 376504523, ERWIN, TN 37650-4523

Mortgage

Document Number	431780
Date	Mar 23, 2020
Book Page	000431/000780
Instrument	558

Lender

Name	BEACON FINANCIAL CU
Address	1102 W MARKET ST # 20, JOHNSON CITY, TN 37604-5376

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 22, 2030

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNICOI TN
Recording Date	Apr 1, 2020
Property Address	2803 TEMPLE HILL RD, ERWIN, TN 37650-4523
Document Number	43218
Book / Page	000432 / 000018
Instrument Date	Feb 29, 2020
Instrument	609
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 TEMPLE HILL RD ERWIN TN 376504523, ERWIN, TN 37650-4523

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$146.00	$5,575 (-72.33%) Land $3,850 Building $1,725	$22,300 (-) Land $15,400 Building $6,900
2023		$20,150 (+5.36%) Land $3,850 Building $16,300
2022	$450.00	$19,125 Land $3,850 Building $15,275	$22,300 Land $15,400 Building $6,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Erwin Utilities Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

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