2803 Summit Dr, Sebring, FL 33870 Property Records

Highlands County property record for 2803 Summit Dr, Sebring, FL 33870 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1989
Square Footage1,421 sqft Living Area
Lot Size10,000 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$240,000 (2023)
Tax Bill$3,989.00 (2024)

Property Details

APN / Parcel Number

Primary APNS194902300B00050
Alternative APN
  • S-19-34-29-023-00B0-0050

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,421 sqft Living Area
Gross Area1,976 sqft Gross Area
1st Floor1,421 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1989
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area10,000 sqft (0.23 acres)
Depth X Width125 ft x 80 ft Depth x Width
DrivewayDriveway Concrete
Driveway Area400 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area475 sqft Garage

Exterior Amenities

Pool Area390 sqft Pool
Shed1 Shed
Shed Area60 sqft Shed
Patio Area585 sqft Patio
Porch Area156 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address2803 SUMMIT DR
CitySEBRING
StateFL
Zip33870-2312
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTHE GROVE 1ST ADD PB 13-PG 3 LOT 5 BLK B
Legal Range29E
Legal Township34S
Legal Section19
Legal SubdivisionGROVE 1ST ADD
Legal BlockB
Legal Lot Number5
JurisdictionHIGHLANDS FL
Minor Civil DivisionSEBRING
Census Blockgroup1
Census Block1020
Census Tract960700

Owner

Source: Highlands County records · APN S194902300B00050

Assessment roll updated December 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2803 SUMMIT DR, SEBRING, FL 33870-2312
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 29, 2024Intrafamily Transfer, Transfer
May 08, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 08, 2023 · Amount on Record
Deed SaleMay 08, 2023 · Amount on Record
Prior SaleAug 22, 2002 · Amount on Record
Deed Doc Number20232149835
Deed Book / Page2973 / 1030
Last Transfer DateFeb 29, 2024
Transfer Doc0002192124
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address2803 SUMMIT DR, SEBRING, FL 33870-2312
Transaction TypeMortgage
Record UpdatedOct 28, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2803 SUMMIT DR, SEBRING, FL 33870-2312

Mortgage

Document Number0002282815
DateOct 13, 2025
Book Page3150/316
Instrument2282815
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term332 Months
DueJun 01, 2053

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateFeb 29, 2024
Property Address2803 SUMMIT DR, SEBRING, FL 33870-2312
Document Number0002192124
Book / Page3028 / 1178
Map ReferenceMB 13 PG 3
Instrument DateFeb 29, 2024
Instrument2192124
Transaction TypeTransfer
Record UpdatedMar 12, 2024

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2803 SUMMIT DR, SEBRING, FL 33870-2312

Transferred To (Grantee/Buyer)

NameVerified Name
Address2803 SUMMIT DR, SEBRING, FL 33870-2312

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMay 08, 2023
Property Address2803 SUMMIT DR, SEBRING, FL 33870-2312
Document Number0002149835
Book / Page2973 / 1030
Map ReferenceMB 13 PG 3
Instrument DateMay 05, 2023
Instrument2149835
Transaction TypeTransfer
Record UpdatedMay 22, 2023
Title CompanyWHEATLAND TITLE, HEARTLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1376, SEBRING, FL 33871-1376

Transferred To (Grantee/Buyer)

NameVerified Name
Address2803 SUMMIT DR, SEBRING, FL 33870-2312

Mortgage

Document Number0029731032
DateMay 08, 2023
Instrument2973/1032
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
MunicipalitySebring City
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$245,365 (+131.37%)$248,494 (+21.96%) Land $16,000 Building $232,494
2024$3,989.00 (+149.16%)
2023$1,601.00 (+7.02%) Homeowner's exemption$106,048 (+3%)$203,750 (+19.97%) Land $16,000 Building $187,750
2022$1,496.00 Homeowner's exemption$102,959$169,835 Land $12,000 Building $157,835

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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