2803 Shamer Ln, Hampstead, MD 21074 Property Records

Carroll County property record for 2803 Shamer Ln, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,404 sqft · built 1989
Lot Size	10.3 acres (450,759 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Nov 2007)
Tax Bill	$4,831 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-040346`

Property Details

APN / Parcel Number

Primary APN	`08-040346`
Alternative APNs	`8040346` `040346`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Total Area
Basement Area	655 sqft
Finished Basement	655 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Logs
Roof Material	Composition Shingle
Lot Area	450,759 sqft (10.3 acres)
Garage Type	Detached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	040346
Street Address	2803 SHAMER LN
City	HAMPSTEAD
State	MD
Zip	21074-1867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT - 10.348 ACS 2803 SHAMER LN EASEMENT DEED 7290/109
Legal Subdivision	SHERLOCK HOLMES ESTATES
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	2
Census Block	2000
Census Tract	508200

Owner

2803 Shamer Ln is owned and occupied by an individual who bought it in November 2007.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2803 SHAMER LN, HAMPSTEAD, MD 21074-1867
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 22, 2020	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2007 · Amount on File
Deed Sale	Nov 6, 2007 · Amount on File
Prior Sale	Jun 1, 1987 · Amount on File
Deed Document Number	200771467
Deed Book / Page	5388 / 304
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Sep 9, 2026
Property Address	2803 SHAMER LN, HAMPSTEAD, MD 21074-1867
Document Number	1186000043
Book / Page	11861 / 43
Instrument Date	Jul 31, 2026
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 SHAMER LN, HAMPSTEAD, MD 21074-1867

Mortgage

Document Number	1186000043,
Date	Sep 9, 2026
Book Page	11861/43

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2803 SHAMER LN, HAMPSTEAD, MD 21074-1867
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 SHAMER LN, HAMPSTEAD, MD 21074-1867

Mortgage

Document Number	0106620431
Date	Feb 4, 2022
Book Page	10662/431

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	232 Months
Due	Jun 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2803 SHAMER LN, HAMPSTEAD, MD 21074-1867
Document Number	0097200436
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 SHAMER LN HAMPSTEAD MD 210741867, HAMPSTEAD, MD 21074-1867

Mortgage

Document Number	0097200436
Date	Jun 16, 2020
Book Page	009720/000436

Lender

Name	MEMBERS 1ST FCU
Address	MECHANICSBURG, PA 17055

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2803 Shamer Ln was $4,831 with a homeowner's exemption, up 1.8% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,831.00 (+1.79%) Homeowner's exemption	$455,100	$502,300 Land $226,700 Building $275,600
2025	$4,746.00 Homeowner's exemption
2023	$4,370.00 Homeowner's exemption	$386,767	$431,500 Land $186,700 Building $244,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2803 Shamer Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2803 Shamer Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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