2803 SE 18th Ter, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2803 SE 18th Ter, Okeechobee, FL 34974

Property Summary

Property Type	Mobile Home
Details	960 sqft · built 1988
Lot Size	0.355 acres (15,507 sqft)
Owner	Individual Name on File
Last Sale	$81,000 (Oct 2018)
Tax Bill	$426 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1-26-37-35-0070-00000-2310`

Property Details

APN / Parcel Number

Primary APN	`1-26-37-35-0070-00000-2310`

Interior

Building Area	960 sqft Heated Area
Gross Area	1,416 sqft

Exterior

Year Built	Built 1988
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	15,507 sqft (0.355 acres)
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2803 SE 18TH TER
City	OKEECHOBEE
State	FL
Zip	34974-6423
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TAYLOR CREEK ISLES UNIT VII (PLAT BOOK 6 PAGES 22 & 23) LOT 231 TOGETHER WITH THAT CERTAIN DOUBLEWIDE MANUFACTURED HOME DESCR
Legal Range	35E
Legal Township	37S
Legal Section	26
Legal Subdivision	TAYLOR CREEK
Legal Lot Number	231
Legal Unit	7
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2010
Census Tract	910500

Owner

2803 SE 18th Ter, a mobile home, is owned and occupied by an individual who bought it in October 2018.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2803 SE 18TH TER, OKEECHOBEE, FL 34974-6423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2018 · Amount on File
Deed Sale	Oct 3, 2018 · Amount on File
Prior Sale	Dec 7, 2007 · Amount on File
Deed Document Number	2018011997
Deed Book / Page	0814 / 0496
Record Updated	Jun 8, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 3, 2018
Property Address	2803 SE 18TH TER, OKEECHOBEE, FL 34974-6423
Document Number	0008140496
Book / Page	0814 / 0496
Map Reference	MB6 PG22&23
Instrument Date	Oct 2, 2018
Instrument	2018011997
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2803 SE 18TH TERR, 2803, SAN QUENTIN, CA 94974

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 SE 18TH TERR, SAN QUENTIN, CA 94974

Mortgage

Document Number	2018011998
Date	Oct 3, 2018
Instrument	2018011998

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2803 SE 18th Ter was $426 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$426.00 Homeowner's exemption	$65,619	$104,744 Land $27,000 Building $77,744
2023	$1,054.00 (+12.37%) Homeowner's exemption	$61,913 (+3%)	$95,195 (+16.29%) Land $18,000 Building $77,195
2022	$938.00 Homeowner's exemption	$60,110	$81,859 Land $18,000 Building $63,859

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2803 SE 18th Ter in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	7 (2004–2013)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2013 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2803 SE 18th Ter is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20