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2803 Saddleback Ct, Charlotte, NC 28210 Property Records

Mecklenburg County property record for 2803 Saddleback Ct, Charlotte, NC 28210 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1998
Square Footage2,728 sqft Heated Area
Lot Size14,053 sqft (0.322 acres)
OccupancyOwner Occupied
Last Sale$464,000 (2020)
Tax Bill$5,621.00 (2023)

Owner

Source: Mecklenburg County records · APN 209-465-15

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2803 SADDLEBACK CT, CHARLOTTE, NC 28210-8046
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 04, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 22, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS
Aug 30, 2017Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 22, 2020 · Amount on Record
Deed SaleJun 22, 2020 · Amount on Record
Prior SaleJun 22, 2020 · Amount on Record
Deed Doc Number0000091574
Deed Book / Page034712 / 000780
Last Transfer DateApr 04, 2022
Transfer Doc0000051631
Record RefreshedJun 07, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2803 SADDLEBACK CT, CHARLOTTE, NC 28210-8046
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000097239
DateMay 17, 2021
Book Page36070/104
Instrument2021097239
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateJun 01, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.37%
IndexOther
Margin3
Max Rate7.37%

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateApr 04, 2022
Property Address2803 SADDLEBACK CT, CHARLOTTE, NC 28210-8046
Document Number0000051631
Book / Page37219 / 125
Map ReferenceMB 22 PG 190
Instrument DateMar 29, 2022
Instrument2022051631
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2803 SADDLEBACK CT, CHARLOTTE, NC 28210-8046

Mortgage

Document Number0000051632
DateApr 04, 2022
Instrument2022051632
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.99%
Type Change DateApr 01, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.99%
IndexOther
Margin3
Max Rate7.99%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 22, 2020
Property Address2803 SADDLEBACK CT, CHARLOTTE, NC 28210-8046
Document Number0000091574
Book / Page034712 / 000780
Instrument DateJun 19, 2020
Instrument91574
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$928.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2803 SADDLEBACK CT CHARLOTTE NC 282108046, CHARLOTTE, NC 28210-8046

Mortgage

Document Number91575
DateJun 22, 2020
Book Page034712/000782
Instrument91575
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 21, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 30, 2017
Property Address2803 SADDLEBACK CT, CHARLOTTE, NC 28210-8046
Document Number0000118259
Book / Page32085 / 207
Map ReferenceMB22 PG190
Instrument DateAug 30, 2017
Instrument2017118259
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyMOREHEAD TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9439 S VICKSBURG PARK CT, 9439, CHARLOTTE, NC 28210-7756

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number0000118260
DateAug 30, 2017
Instrument2017118260
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Mortgage

Document Number0000118261
DateAug 30, 2017
Book Page32085/221
Instrument2017118261
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 1% of North Carolina
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN209-465-15

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,728 sqft Heated Area
Gross Area3,390 sqft Gross Area
1st Floor1,049 sqft 1st Floor
Upper Floors1,590 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1998
Architectural StyleOther Style
Exterior MaterialBrick Veneer Exterior
Foundation TypeRaised Foundation
Roof MaterialWood Roof
Lot Area14,053 sqft (0.322 acres)
Garage Area575 sqft Garage
Deck Area168 sqft Deck
Porch1 Porch
Porch Area12 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number209-465-15
Street Address2803 SADDLEBACK CT
CityCHARLOTTE
StateNC
Zip28210-8046
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL15 B5 M22-190
Legal SubdivisionCAMERON WOOD PH 02 MAP A
Legal Block5
Legal Lot Number15
JurisdictionMECKLENBURG NC
Minor Civil Division1, CHARLOTTE
Census Blockgroup2
Census Block2005
Census Tract3012

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