2803 Rose Ave, McHenry, IL 60050 Property Records

McHenry County property record for 2803 Rose Ave, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,356 sqft · built 1992
Lot Size	0.949 acres (41,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$667,000 (Jul 2026)
Tax Bill	$11,220 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-21-102-028`

Property Details

APN / Parcel Number

Primary APN	`09-21-102-028`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,356 sqft Living Area
1st Floor Area	1,293 sqft
Basement Area	1,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	A-Frame
Exterior Material	Brick
Construction Type	Frame
Lot Area	41,382 sqft (0.949 acres)
Garage Area	984 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	30 sqft
Deck Area	490 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2803 ROSE AVE
City	MCHENRY
State	IL
Zip	60050-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2025R0001416 LT 137 MARTIN WOODS UNIT 2 MEMO: MEYER, STEVEN C/ CANDICE K REV TR
Legal Subdivision	MARTIN WOODS UNIT 2
Legal Block	102
Legal Lot Number	137
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2046
Census Tract	870501

Owner

Source: McHenry County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1424 WESTPORT RDG, CRYSTAL LAKE, IL 60014-8902
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES
Nov 22, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage KEVIN COGHIM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Oct 21, 2024 · Amount on Record
Deed Document Number	202621914
Prior Transfer Date	Dec 13, 2024
Prior Transfer Doc	0000001416
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 30, 2026
Property Address	2803 ROSE AVE, MCHENRY, IL 60050-1734
Document Number	0000021914
Instrument Date	Jul 15, 2026
Instrument	202621914
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101,050.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1424 WESTPORT RDG, CRYSTAL LAKE, IL 60014-8902

Mortgage

Document Number	0000021915,
Date	Jul 30, 2026
Instrument	202621915

Lender

Name	KEY MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 22, 2023
Property Address	2803 ROSE AVE, MCHENRY, IL 60050-1734
Document Number	0000029683
Map Reference	DOC 90R24292
Instrument Date	Nov 10, 2023
Instrument	2023R0029683
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2803 ROSE AVE, MCHENRY, IL 60050-1734

Mortgage

Document Number	0000029684
Date	Nov 22, 2023
Instrument	2023R0029684

Lender

Name	KEVIN COGHIM
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	48 Months
Due	Nov 15, 2027

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$11,220.00	$140,640 (+20.32%) Land $12,759 Building $127,881	$421,920 (+20.32%) Land $38,277 Building $383,643
2022	Homeowner's exemption	$116,893 Land $26,734 Building $90,159	$350,679 Land $80,202 Building $270,477

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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