2803 Ridge Rd, Elverson, PA 19520 Property Records

Chester County property record for 2803 Ridge Rd, Elverson, PA 19520

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,210 sqft · built 1975
Lot Size6.8 acres (296,208 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Nov 2021)
Tax Bill$778 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-4-95.2

Property Details

APN / Parcel Number

Primary APN19-4-95.2
Alternative APNs
  • 1904 00950200
  • 1904 009502

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,210 sqft Living Area
Basement Area750 sqft
Finished Basement750 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Construction TypeFrame
Lot Area296,208 sqft
View / LotNeighborhood

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Street Address2803 RIDGE RD
CityELVERSON
StatePA
Zip19520-8915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description6.8 AC & DWG
Legal SubdivisionFERGUSON & FLYNN ENTERPRISES I
JurisdictionCHESTER PA
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1018
Census Tract301600

Owner

2803 Ridge Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Chester County records, as of May 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2803 RIDGE RD, ELVERSON, PA 19520-8915
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 23, 2021 · Amount on File
Deed SaleNov 23, 2021 · Amount on File
Prior SaleJan 6, 2009 · Amount on File
Deed Document Number202111887176
Deed Book / Page10744 / 1851
Prior Transfer DateSep 15, 2015
Prior Transfer Doc0092091018
Record UpdatedOct 29, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHESTER PA
Recording DateNov 23, 2021
Property Address2803 RIDGE RD, ELVERSON, PA 19520-8915
Document Number0107441851
Book / Page10744 / 1851
Instrument DateOct 19, 2021
Instrument11887176
Transaction TypeTransfer
Record UpdatedDec 3, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2803 RIDGE RD, ELVERSON, PA 19520-8915

Mortgage

Document Number11887177
DateNov 23, 2021
Instrument11887177
Lender
NameOAKTREE FUNDING CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2803 Ridge Rd was $778.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyChester County
County SubdivisionWarwick Township
Unified School DistrictOwen J. Roberts School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$778.00$187,440 (-) Land $68,030 Building $119,410$197,680 (-) Land $68,030 Building $129,650
2025$187,440 (-) Land $68,030 Building $119,410$197,680 Land $68,030 Building $129,650
2024$7,324.00$187,440 Land $68,030 Building $119,410
1998$197,680 Land $68,030 Building $129,650

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2803 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2011–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2803 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Service Electric Cable TV
Cable
2,000 / 200
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

Nearby Streets

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