2803 Post Creek Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 2803 Post Creek Ct, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,282 sqft · built 1998
Lot Size0.43 acres (18,731 sqft)
Owner2 Company Names on Record
Last Sale$240,000 (Mar 2009)
Tax Bill$5,323 (2024)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNA984000596

Property Details

APN / Parcel Number

Primary APNA984000596
Alternative APN
  • 4-0036-7885-00-0119.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area3,282 sqft Living Area
Gross Area5,268 sqft
1st Floor Area2,439 sqft
Basement Area2,409 sqft
Finished Basement843 sqft
Unfinished Basement1,566 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area18,731 sqft (0.43 acres)
TerrainRolling
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area102 sqft
Patio Area120 sqft

Location & Zoning

Account NumberA984000596
Street Address2803 POST CREEK CT
CityO FALLON
StateMO
Zip63368-7057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOST MEADOWS #1 LOT 119
Legal SubdivisionPOST MEADOWS
Legal Lot Number119
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1024
Census Tract311153

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2803 POST CREEK CT, O FALLON, MO 63368-7057
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2009 · Amount on Record
Deed SaleMar 23, 2009 · Amount on Record
Prior SaleApr 8, 2008 · Amount on Record
Deed Document Number2009214600
Deed Book / Page5144 / 901
Last Transfer DateAug 1, 2016
Transfer Doc0065870233
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2803 POST CREEK CT, O FALLON, MO 63368-7057
Transaction TypeMortgage
Record UpdatedAug 13, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2803 POST CREEK CT, O FALLON, MO 63368-7057

Mortgage

Document Number2021R063921
DateJul 30, 2021
Instrument2021R-063921
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$86,758 (-)$456,619 (-) Land $75,000 Building $381,619
2025$86,758 (+5.69%)$456,619 (+5.69%) Land $75,000 Building $381,619
2024$5,323.00
2023$82,086
2022$432,030 Land $50,000 Building $382,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2006–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Gateway Fiber.

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