2803 Needle Palm Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2803 Needle Palm Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,266 sqft · built 1987
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Apr 2020)
Tax Bill	$3,611 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-10-0230`

Property Details

APN / Parcel Number

Primary APN	`8402-01-10-0230`
Alternative APNs	`34180201100230` `3942558.0` `3942558`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,266 sqft Living Area
1st Floor Area	1,266 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Type	Mixed
Garage Area	406 sqft
Carport	Carport
Carport Area	540 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	98 sqft
Deck Area	120 sqft
Patio Area	252 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3942558.0
Old Parcel Number	34180201100230
Street Address	2803 NEEDLE PALM DR
City	EDGEWATER
State	FL
Zip	32141-5727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	LOTS 10023 10024 10025 BLK 322 FLORIDA SHORES NO 11 MB 19 PG 212 PER OR 3330 PG 0545 PER OR 7119 PG 0835 PER OR 7844 PG 0190
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	SHORES
Legal Tract	1
Legal Block	322
Legal Lot Number	10023 10024
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1078
Census Tract	83006

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2803 NEEDLE PALM DR, EDGEWATER, FL 32141-5727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 30, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Apr 23, 2020	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2020 · Amount on Record
Deed Sale	Apr 23, 2020 · Amount on Record
Prior Sale	May 21, 2015 · Amount on Record
Deed Document Number	2020-076005
Deed Book / Page	7844 / 190
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2803 NEEDLE PALM DR, EDGEWATER, FL 32141-5727
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 NEEDLE PALM DR, EDGEWATER, FL 32141-5727

Mortgage

Document Number	0081244141
Date	Sep 23, 2021
Book Page	8124/4141
Instrument	2021-228608

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2803 NEEDLE PALM DR, EDGEWATER, FL 32141-5727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077932498
Date	Dec 30, 2019
Book Page	7793/2498
Instrument	2019-254187

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 4, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 23, 2020
Property Address	2803 NEEDLE PALM DR, EDGEWATER, FL 32141-5727
Document Number	0078440190
Book / Page	7844 / 190
Map Reference	MB 19 PG 212
Instrument Date	Apr 22, 2020
Instrument	2020-076005
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	PROFESSIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 PENN ST, 77, MONTGOMERY, PA 17752-1123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 VICTORY PALM DR, EDGEWATER, FL 32132-2417

Mortgage

Document Number	0007844192
Date	Apr 23, 2020
Instrument	7844/192

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,611.00 (+19.02%) Homeowner's exemption	$213,165 (+5.99%)	$270,256 (+0.37%) Land $64,800 Building $205,456
2023	$3,034.00 (+2.43%) Homeowner's exemption	$201,125 (+3%)	$269,271 (+14.74%) Land $63,000 Building $206,271
2022	$2,962.00 Homeowner's exemption	$195,267	$234,688 Land $44,400 Building $190,288

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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