2803 Judith Dr, Champaign, IL 61821 Property Records

Champaign County property record for 2803 Judith Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 962 sqft · built 1961
Lot Size	0.149 acres (6,489 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (May 2020)
Tax Bill	$3,279 (2024)
Deeds & Mortgages	Sep 2026 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-20-15-357-005`

Property Details

APN / Parcel Number

Primary APN	`44-20-15-357-005`

Interior

Full Baths	1 Bath
Building Area	962 sqft Building Perimeter
1st Floor Area	962 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Level
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,489 sqft (0.149 acres)
Garage Type	Detached
Porch	Porch
Deck Area	240 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2803 JUDITH DR
City	CHAMPAIGN
State	IL
Zip	61821-4626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 262 WELLERS HOLIDAY PARK 4TH SEC.
Legal Range	08E
Legal Township	19N
Legal Section	15
Legal Subdivision	WELLERS HOLIDAY PARK 4TH SEC.
Legal Lot Number	262
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	4
Census Block	4024
Census Tract	1201

Owner

Source: Champaign County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2803 JUDITH DR, CHAMPAIGN, IL 61821-4626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 1, 2020	Warranty Deed, Transfer · FHA Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Oct 30, 2012 · Amount on Record
Deed Document Number	20207103
Prior Transfer Date	Oct 25, 2012
Prior Transfer Doc	0000027454
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 15, 2026
Property Address	2803 JUDITH DR, CHAMPAIGN, IL 61821-4626
Document Number	0000014460
Instrument Date	Sep 4, 2026
Instrument	202614460
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 JUDITH DR, CHAMPAIGN, IL 61821-4626

Mortgage

Document Number	0000014460,
Date	Sep 15, 2026
Instrument	202614460

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 10, 2051

Interest

Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 1, 2020
Property Address	2803 JUDITH DR, CHAMPAIGN, IL 61821-4626
Document Number	0000007103
Map Reference	MB N PG 1
Instrument Date	Apr 30, 2020
Instrument	2020R07103
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 JUDITH DR, CHAMPAIGN, IL 61821-4626

Mortgage

Document Number	0000007104
Date	May 1, 2020
Instrument	2020R07104

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,930 (+33.54%) Land $11,060 Building $37,870	$146,790 (+33.54%) Land $33,180 Building $113,610
2024	$3,279.00 (+16.4%)
2022	$2,817.00 Homeowner's exemption	$36,640 Land $8,280 Building $28,360	$109,920 Land $24,840 Building $85,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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