2803 Gary St, Midland, MI 48642 Property Records

Midland County property record for 2803 Gary St, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,026 sqft · built 1965
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$2,402 (2025)
Deeds & Mortgages	May 2023 Line of Credit Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-14-80-204`

Property Details

APN / Parcel Number

Primary APN	`14-14-80-204`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	1,026 sqft
Basement Area	1,026 sqft
Unfinished Basement	1,026 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	144 ft deep x 74 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2803 GARY ST
City	MIDLAND
State	MI
Zip	48642-5148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2
Legal Description	LOT 23 ANDREWS SUB EXC BEG AT SW COR OF LOT 23, N 68 DEG 01 MIN 52 SEC E 88.98 FT, N 89 DEG 20 MIN 15 SEC W 20.79 FT, S 61
Legal Subdivision	ANDREWS SUB
Legal Lot Number	23
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3005
Census Tract	290700

Owner

2803 Gary St is owned and occupied by an individual who acquired it in August 2022.

Source: Midland County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	2803 GARY ST, MIDLAND, MI 48642-5148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Line of Credit DOW CU
Aug 9, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 2, 2022
Transfer Doc	001659/226
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	2803 GARY ST, MIDLAND, MI 48642-5148
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 GARY ST, MIDLAND, MI 48642-5148

Mortgage

Document Number	001665/472
Date	May 31, 2023
Book Page	1665/472

Lender

Name	DOW CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Aug 9, 2022
Property Address	2803 GARY ST, MIDLAND, MI 48642-5148
Document Number	001659/226
Book / Page	1659 / 226
Map Reference	LB C PG 34
Instrument Date	Aug 2, 2022
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2803 GARY ST, 2803, MIDLAND, MI 48642-5148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 GARY ST, MIDLAND, MI 48642-5148

Tax Assessment & Valuation

The 2025 property tax bill for 2803 Gary St was $2,402 with a homeowner's exemption, up 1.1% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,900 (+3.2%)	$167,800 (+3.2%)
2025	$2,402.00 (+1.05%) Homeowner's exemption	$81,300	$162,600
2024	$2,377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2803 Gary St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2803 Gary St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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