Oneida County and Utica City property record for 2803 Ferndale Pl, Utica, NY 13501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1926 |
| Lot Size | 0.126 acres (5,520 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $76,000 (Aug 1999) |
| Tax Bill | $2,661 (2026) |
| Deeds & Mortgages | Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 301600 329.19-2-26 |
| Primary APN | 301600 329.19-2-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| 2nd Floor Area | 720 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,520 sqft (0.126 acres) |
| Lot Dimensions | 92 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 464 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06.079980 |
|---|---|
| Street Address | 2803 FERNDALE PL |
| City | UTICA |
| State | NY |
| Zip | 13501-6523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8-05-01-056 60X9010 329.019-0002-026.000/0000 |
| Legal Block | 2 |
| Legal Lot Number | 26.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | UTICA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21701 |
2803 Ferndale Pl is owned and occupied by two individuals who bought it in August 1999.
Source: Oneida County and Utica City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2803 FERNDALE PL, UTICA, NY 13501-6523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 1999 · Amount on File |
| Deed Sale | Aug 19, 1999 · Amount on File |
| Deed Book / Page | 2883 / 125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 2803 FERNDALE PL, UTICA, NY 13501-6523 |
| Document Number | 0000004808 |
| Instrument Date | Apr 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2019 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Address | 2803 FERNDALE PL UTICA NY 135016523, UTICA, NY 13501-6523 |
| Document Number | 0000004808 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 4808 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | DANVILLE, IL 61834 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 22, 2029 |
The 2026 property tax bill for 2803 Ferndale Pl was $2,661 with a homeowner's exemption, up 183.4% from the year before.
Source: Oneida County and Utica City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Utica City |
| Unified School District | Utica City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,661.00 (+183.39%) Homeowner's exemption | ||
| 2025 | $939.00 | $70,000 Land $11,000 Building $59,000 | $189,200 Land $29,731 Building $159,469 |
| 2023 | $70,000 (-) Land $11,000 Building $59,000 | $162,791 (+11.63%) Land $25,581 Building $137,210 | |
| 2022 | $3,291.00 Homeowner's exemption | $70,000 Land $11,000 Building $59,000 | $145,833 Land $22,917 Building $122,916 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2803 Ferndale Pl in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (2017–2019) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2019 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2803 Ferndale Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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