2803 E Orchid Ln, Oregon, IL 61061 Property Records

Ogle County property record for 2803 E Orchid Ln, Oregon, IL 61061

Property Summary

Property TypeSingle Family Home
Details2,800 sqft · built 1998
Lot Size2.34 acres (101,930 sqft)
OwnerIndividual Name on Record
Last Sale$381,000 (Sep 2019)
Tax Bill$14,020 (2025)
Deeds & MortgagesDec 2020 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-01-403-006

Property Details

APN / Parcel Number

Primary APN16-01-403-006

Interior

Stories1 Story
Building Area2,800 sqft Living Area
Basement Area2,738 sqft
Unfinished Basement2,738 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area101,930 sqft (2.34 acres)
Garage TypeAttached
Garage Area1,085 sqft

Location & Zoning

Street Address2803 E ORCHID LN
CityOREGON
StateIL
Zip61061-9636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK:10 TWP:23 SECT/LOT:1 LOT 5 MARSH WOODS
Legal Range10
Legal Township23
Legal Section01
Legal SubdivisionMARH WOODS SUB
Legal Block10
Legal Lot Number1,5
JurisdictionOGLE IL
Township / Civil DivisionOREGON-NASHUA
Census Block Group5
Census Block5015
Census Tract961400

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2803 E ORCHID LN, OREGON, IL 61061-9636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
SAUK VALLEY BANK & TRUST CO
Aug 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
STERLING BANK & TRUST FSB
Sep 18, 2019Grant Deed, Transfer · Conventional Mortgage
SAUK VLY BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2019 · Amount on Record
Deed SaleSep 18, 2019 · Amount on Record
Deed Document Number20195288
Prior Transfer DateFeb 20, 2013
Prior Transfer Doc0000001522
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address2803 E ORCHID LN, OREGON, IL 61061-9636
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009617
DateDec 8, 2020
Instrument202009617
Lender
NameSAUK VALLEY BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address2803 E ORCHID LN, OREGON, IL 61061-9636
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004758
DateAug 27, 2019
Instrument201904758
Lender
NameSTERLING BANK & TRUST FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueSep 1, 2026
Interest
Rate TypeFixed Rate

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOGLE IL
Recording DateSep 18, 2019
Property Address2803 E ORCHID LN, OREGON, IL 61061-9636
Document Number0000005288
Instrument DateSep 13, 2019
Instrument5288
Transaction TypeTransfer
Record UpdatedSep 25, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$571.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2803 E ORCHID LN OREGON IL 610619636, OREGON, IL 61061-9636

Mortgage

Document Number5289
DateSep 18, 2019
Instrument5289
Lender
NameSAUK VLY BK&TR
TypeBank
AddressSTERLING, IL 61081
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 17, 2049

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionOregon-Nashua Township
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,020.00 (+22.52%)$169,812 (+18.72%) Land $14,478 Building $155,334$509,436 (+18.72%) Land $43,434 Building $466,002
2023$143,032 Land $13,352 Building $129,680$429,096 Land $40,056 Building $389,040
2022$11,443.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
LR Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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