Richmond City property record for 2803 E Clay St, Richmond, VA 23223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,356 sqft · built 1899 |
| Lot Size | 0.073 acres (3,180 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Aug 2018) |
| Tax Bill | $6,204 (2026) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Feb 2023 Line of Credit + 4 more |
| APN | E-000-0529-003 |
| Primary APN | E-000-0529-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,356 sqft Living Area |
| 1st Floor Area | 1,262 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1899 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 3,180 sqft (0.073 acres) |
| Lot Dimensions | 158 ft deep x 24 ft wide |
| Porch | Slab |
| Porch Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2803 E CLAY ST |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23223-7311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 URBAN |
| Legal Description | 0024.50X0158.66 IRG0000.000 |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the St. John's Church Historic District (Boundary Increase) listed 1991 · 20 contributing resources · NRIS 90002097 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Richmond City records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2803 E CLAY ST, RICHMOND, VA 23223-7311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW LOAN SERVICING LLC |
| Feb 16, 2023 | Deed of Trust, Mortgage · Line of Credit DEPARTMENT OF COMMERCE FEDERAL CREDIT UN |
| Mar 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC |
| Mar 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC |
| Feb 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage SOUTHERN TR MTG |
| Aug 3, 2018 | Warranty Deed, Transfer · FHA Mortgage TOWNEBANK MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on Record |
| Deed Sale | Aug 3, 2018 · Amount on Record |
| Prior Sale | Mar 4, 2014 · Amount on Record |
| Deed Document Number | 201816096 |
| Prior Transfer Date | Jun 17, 2014 |
| Prior Transfer Doc | 1400/10804 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 2803 E CLAY ST, RICHMOND, VA 23223-7311 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000003353 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 260003353 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 2803 E CLAY ST, RICHMOND, VA 23223-7311 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002251 |
|---|---|
| Date | Feb 16, 2023 |
| Instrument | 230002251 |
| Name | DEPARTMENT OF COMMERCE FEDERAL CREDIT UN |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 26, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 2803 E CLAY ST, RICHMOND, VA 23223-7311 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008495 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 210008495 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 2803 E CLAY ST, RICHMOND, VA 23223-7311 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8495 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 210008495 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 2803 E CLAY ST, RICHMOND, VA 23223-7311 |
| Document Number | 0000004233 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2803 E CLAY ST RICHMOND VA 232237311, RICHMOND, VA 23223-7311 |
| Document Number | 0000004233 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 4233 |
| Name | SOUTHERN TR MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Aug 3, 2018 |
| Property Address | 2803 E CLAY ST, RICHMOND, VA 23223-7311 |
| Document Number | 0000016096 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 16096 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2803 E CLAY ST RICHMOND VA 232237311, RICHMOND, VA 23223-7311 |
| Document Number | 16097 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 16097 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,204.00 (+2.38%) | $517,000 (+2.38%) Land $105,000 Building $412,000 | $517,000 (+2.38%) Land $105,000 Building $412,000 |
| 2025 | $6,060.00 (+30,2%) | $505,000 (+4.34%) Land $105,000 Building $400,000 | $505,000 (+4.34%) Land $105,000 Building $400,000 |
| 2024 | $484,000 Land $100,000 Building $384,000 | ||
| 2023 | $484,000 Land $100,000 Building $384,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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