2803 Champion Rd, Naperville, IL 60564 Property Records

Will County property record for 2803 Champion Rd, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,492 sqft · built 2002
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Trust Names on File
Last Sale	$845,000 (Nov 2023)
Tax Bill	$15,518 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-22-304-009`

Property Details

APN / Parcel Number

Primary APN	`07-01-22-304-009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,492 sqft Total Area
1st Floor Area	1,986 sqft
2nd Floor Area	1,506 sqft
Basement Area	1,970 sqft
Finished Basement	1,275 sqft
Unfinished Basement	1,970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Georgian
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	132 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	650 sqft

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	2803 CHAMPION RD
City	NAPERVILLE
State	IL
Zip	60564-4958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 96 IN SOUTH POINTE UNIT 1, A SUB OF PRT OF THE S1/2 OF SEC 22, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	22
Legal Subdivision	SOUTH POINTE
Legal Block	1
Legal Lot Number	96
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2020
Census Tract	880318

Owner

2803 Champion Rd is owner-occupied and held in a trust since November 2023.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2803 CHAMPION RD, NAPERVILLE, IL 60564-4958
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 19, 2022	Intrafamily Transfer, Transfer ATTORNEY
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 24, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2023 · Amount on File
Deed Sale	Nov 29, 2023 · Amount on File
Prior Sale	Aug 5, 2005 · Amount on File
Deed Document Number	202362220
Prior Transfer Date	Nov 11, 2021
Prior Transfer Doc	0000006565
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Nov 29, 2023
Property Address	2803 CHAMPION RD, NAPERVILLE, IL 60564-4958
Document Number	0000062220
Map Reference	DOC R2001-025504
Instrument Date	Nov 14, 2023
Instrument	R2023062220
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$845.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2803 CHAMPION RD, NAPERVILLE, IL 60564-4958

Mortgage

Document Number	0000062221
Date	Nov 29, 2023
Instrument	R2023062221

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.49%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Jan 19, 2022
Property Address	2803 CHAMPION RD, NAPERVILLE, IL 60564-4958
Document Number	0000006565
Map Reference	DOC R2001-0225504
Instrument Date	Nov 11, 2021
Instrument	R2022006565
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2803 CHAMPION RD, 2803, NAPERVILLE, IL 60564-4958

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2803 CHAMPIOGA ROAD, NAPERVILLE, IL 60564

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2803 CHAMPION RD, NAPERVILLE, IL 60564-4958
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081383
Date	Jul 26, 2021
Instrument	R2021081383

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	Other
Margin	3
Max Rate	7.87%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	May 24, 2021
Property Address	2803 CHAMPION RD, NAPERVILLE, IL 60564-4958
Document Number	0000057696
Map Reference	DOC R201-025504
Instrument Date	Apr 26, 2021
Instrument	R2021057696
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1670 WINDING OAKS WAY APT 102, 1670, NAPLES, FL 34109-0427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 CHAMPION RD, NAPERVILLE, IL 60564-4958

Tax Assessment & Valuation

The 2025 property tax bill for 2803 Champion Rd was $15,518.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,518.00	$259,607 (+9.95%) Land $64,425 Building $195,182	$778,821 (+9.95%) Land $193,275 Building $585,546
2024		$236,114 Land $58,595 Building $177,519	$708,342 Land $175,785 Building $532,557
2022	$14,359.00 Homeowner's exemption	$206,579 Land $48,965 Building $157,614	$619,737 Land $146,895 Building $472,842

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2803 Champion Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2803 Champion Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband, Verizon, Watch TV.

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