2803 38th St SW, Lehigh Acres, FL 33976 Property Records

Lee County property record for 2803 38th St SW, Lehigh Acres, FL 33976

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,811 sqft · built 2020
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$258,000 (Aug 2020)
Tax Bill	$3,121 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-45-26-06-00063.0090`

Property Details

APN / Parcel Number

Primary APN	`12-45-26-06-00063.0090`
Alternative APNs	`12-45-26-L2-06063.0090` `261245L2060630090` `10349050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,811 sqft Living Area
Gross Area	2,710 sqft
1st Floor Area	1,811 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Concrete Block/Stucco
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	397 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10349050
Street Address	2803 38TH ST SW
City	LEHIGH ACRES
State	FL
Zip	33976-4564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LEHIGH ACRES UNIT 6 BLK 63 PB 15 PG 98 LOT 9
Legal Range	26E
Legal Township	45S
Legal Section	12
Legal Subdivision	LEHIGH ACRES
Legal Tract	06
Legal Block	63
Legal Lot Number	9
Legal Unit	6
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1030
Census Tract	40303

Owner

2803 38th St SW is owned and occupied by two individuals who bought it in August 2020.

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2803 38TH ST SW, LEHIGH ACRES, FL 33976-4564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 17, 2020	Quit Claim Deed, Transfer SECURITY CAPITAL VENTURES LLC
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage WILMISE OCTAVIEN
Aug 17, 2018	Warranty Deed, Transfer LA TITLE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2020 · Amount on File
Deed Sale	Aug 12, 2020 · Amount on File
Prior Sale	Aug 17, 2018 · Amount on File
Deed Document Number	2020187670
Prior Transfer Date	Jan 10, 2020
Prior Transfer Doc	0000015165
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 12, 2020
Property Address	2803 38TH ST SW, LEHIGH ACRES, FL 33976-4564
Document Number	0000187670
Map Reference	MB 15 PG 98
Instrument Date	Jul 27, 2020
Instrument	2020000187670
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	SOUTH FLORIDA TITLE ASSC LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,806.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2813 35TH ST SW, 2813, LEHIGH ACRES, FL 33976-4589

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 38TH ST SW, LEHIGH ACRES, FL 33976-4564

Mortgage

Document Number	0000187671
Date	Aug 12, 2020
Instrument	2020000187671

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Jan 17, 2020
Property Address	2803 38TH ST SW, LEHIGH ACRES, FL 33976-4564
Document Number	0000015165
Instrument Date	Jan 10, 2020
Instrument	15165
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NAT'L TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2803 38TH ST SW LEHIGH ACRES FL 33976, LEHIGH ACRES, FL 33976

Mortgage

Document Number	15166
Date	Jan 17, 2020
Instrument	15166

Lender

Name	SECURITY CAPITAL VENTURES LLC
Type	Bank
Address	NAPLES, FL 34108

Agreement

Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	2803 38TH ST SW, LEHIGH ACRES, FL 33976-4564
Document Number	0000011817
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2813 35TH ST SW LEHIGH ACRES FL 339764589, LEHIGH ACRES, FL 33976-4589

Mortgage

Document Number	0000011817
Date	Jan 14, 2020
Instrument	11817

Lender

Name	WILMISE OCTAVIEN
Address	3301 NW 3RD ST, CAPE CORAL, FL 33993-6923

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 17, 2018
Property Address	2803 38TH ST SW, LEHIGH ACRES, FL 33976-4564
Document Number	0000199518
Instrument Date	Aug 8, 2018
Instrument	199518
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	LA TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Tax	$35.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2813 35TH ST SW LEHIGH ACRES FL 339764589, LEHIGH ACRES, FL 33976-4589

Tax Assessment & Valuation

The 2025 property tax bill for 2803 38th St SW was $3,121 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,083 (+2.7%)	$291,381 (+1.85%) Land $24,223 Building $267,158
2025	$3,121.00 Homeowner's exemption	$225,008	$286,092 Land $21,803 Building $264,289
2023	$2,875.00 (+5.2%) Homeowner's exemption	$212,298 (+3%)	$302,363 (+14.7%) Land $15,191 Building $287,172
2022	$2,733.00 Homeowner's exemption	$206,115	$263,611 Land $10,128 Building $253,483

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2803 38th St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2803 38th St SW is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 38th St SW

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