2803 23rd Ave, Oakland, CA 94606 Property Records

Alameda County property record for 2803 23rd Ave, Oakland, CA 94606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 871 sqft · built 1922
Lot Size	0.1 acres (4,375 sqft)
Owner	2 Individual Names on File
Last Sale	$602,000 (Jun 2025)
Tax Bill	$5,720 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-787-10`

Property Details

APN / Parcel Number

Primary APN	`26-787-10`
Alternative APN	`026-0787-010-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	871 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1967
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,375 sqft (0.1 acres)

Location & Zoning

Street Address	2803 23RD AVE
City	OAKLAND
State	CA
Zip	94606-3531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00010 BLK: AR: 0026 PAGE: 0787
Legal Subdivision	R F KNOX
Legal Block	4
Legal Lot Number	2&3
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2006
Census Tract	405700

Owner

2803 23rd Ave is owned by two individuals who bought it in June 2025.

Source: Alameda County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3810 FOOTHILL BLVD, 6, OAKLAND, CA 94601-4262
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING INC
Aug 3, 2017	Quit Claim Deed, Transfer · Conventional Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on File
Deed Sale	Jun 10, 2025 · Amount on File
Prior Sale	Jul 19, 2012 · Amount on File
Deed Document Number	202574780
Prior Transfer Date	Jul 28, 2017
Prior Transfer Doc	0000170175
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2803 23RD AVE, OAKLAND, CA 94606-3531
Transaction Type	Mortgage
Record Updated	Nov 10, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 23RD AVE, OAKLAND, CA 94606-3531

Mortgage

Document Number	0000170501
Date	Oct 12, 2022
Instrument	2022170501

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2803 23RD AVE, OAKLAND, CA 94606-3531
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 23RD AVE, OAKLAND, CA 94606-3531

Mortgage

Document Number	0000193819
Date	Aug 11, 2020
Instrument	2020193819

Lender

Name	JMAC LENDING INC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 3, 2017
Property Address	2803 23RD AVE, OAKLAND, CA 94606-3531
Document Number	0000170175
Instrument Date	Jul 28, 2017
Instrument	170175
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2803 23RD AVE OAKLAND CA 946063531, OAKLAND, CA 94606-3531

Mortgage

Document Number	170176
Date	Aug 3, 2017
Instrument	170176

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2803 23rd Ave was $5,720.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$614,040 (+103.54%) Land $188,700 Building $425,340
2025	$5,720.00 Homeowner's exemption	$301,687 Land $90,506 Building $211,181
2023	$5,680.00 Homeowner's exemption	$289,974 Land $86,992 Building $202,982	$516,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2803 23rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2803 23rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,078 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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