Montgomery County property record for 28020 Ridge Rd, Damascus, MD 20872
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 2 ba · 2,058 sqft · built 1900 |
| Lot Size | 4.86 acres (211,702 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,655 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03673817 |
| Primary APN | 12-03673817 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,058 sqft Gross Area |
| 1st Floor Area | 1,086 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 211,702 sqft |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | HVAC |
|---|
| Account Number | 03673817 |
|---|---|
| Street Address | 28020 RIDGE RD |
| City | DAMASCUS |
| State | MD |
| Zip | 20872-2431 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Local Zoning Code | RC |
| Legal Description | DAMASCUS RIDGE |
| Legal Subdivision | LOCUST LEVEL |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 700204 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28020 RIDGE RD, DAMASCUS, MD 20872-2431 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage MIDATLANTIC FARM CREDIT ACA |
| Jul 12, 2019 | Grant Deed, Transfer JOYCE E & EDMOND H JR RHODES |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 28020 RIDGE RD, DAMASCUS, MD 20872-2431 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0617870402 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 61787/402 |
| Name | MIDATLANTIC FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | MOUNT JOY, PA 17552 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Feb 3, 2031 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 12, 2019 |
| Property Address | 28020 RIDGE RD, DAMASCUS, MD 20872-2431 |
| Document Number | 0578540125 |
| Book / Page | 057854 / 000125 |
| Instrument Date | Jun 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 28020 RIDGE RD DAMASCUS MD 208722431, DAMASCUS, MD 20872-2431 |
| Document Number | 578540135 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 057854/000135 |
| Name | JOYCE E & EDMOND H JR RHODES |
|---|---|
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
| Rate | 5.5% |
|---|
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $374,167 (+4.54%) | $390,400 (-) Land $200,800 Building $189,600 | |
| 2025 | $4,655.00 (+57.64%) | $357,933 (+12.72%) | $390,400 (+14.25%) Land $200,800 Building $189,600 |
| 2023 | $317,533 | $341,700 Land $200,800 Building $140,900 | |
| 2022 | $2,953.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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