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2802 W River Rd N, Elyria, OH 44035 Property Records

Lorain County property record for 2802 W River Rd N, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1970
Square Footage1,320 sqft Living Area
Lot Size20,909 sqft (0.48 acres)
OccupancyOwner Occupied
Last Sale$91,500 (2011)
Tax Bill$1,972.00 (2025)

Property Details

APN / Parcel Number

Primary APN10-00-003-122-006

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,320 sqft Living Area
1st Floor1,320 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1970
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeRaised Foundation
Lot Area20,909 sqft (0.48 acres)
Depth X Width222 ft x 95 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area432 sqft Garage
Porch1 Porch
Porch Area24 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2802 W RIVER RD N
CityELYRIA
StateOH
Zip44035
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description21-10-003F -007-00
Legal SubdivisionCARLISLE TOWNSHIP SEC #3
Legal Block122
JurisdictionLORAIN OH
Minor Civil DivisionCARLISLE
Census Blockgroup2
Census Block2017
Census Tract70200

Owner

Source: Lorain County records · APN 10-00-003-122-006

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2802 W RIVER RD S, ELYRIA, OH 44035-6945
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
Sep 01, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 28, 2011 · Amount on Record
Deed SaleOct 28, 2011 · Amount on Record
Prior SaleOct 28, 2011 · Amount on Record
Deed Doc Number0000389874
Last Transfer DateSep 01, 2020
Transfer Doc0000776823
Record RefreshedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address2802 W RIVER RD N, ELYRIA, OH 44035
Document Number0000776824
Instrument DateAug 31, 2020
Transaction TypeMortgage
Record UpdatedSep 23, 2020
Title CompanyNORTHSTAR TITLE SERVICES LLC, NORTHSTAR TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2802 W RIVER RD S ELYRIA OH 440356945, ELYRIA, OH 44035-6945

Mortgage

Document Number0000776824
DateSep 01, 2020
Instrument776824
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 31, 2050

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateSep 01, 2020
Property Address2802 W RIVER RD N, ELYRIA, OH 44035
Document Number0000776823
Instrument DateAug 31, 2020
Instrument776823
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyNORTHSTAR TITLE SERVICES LLC, NORTHSTAR TITLE SVCS LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2802 W RIVER RD S ELYRIA OH 440356945, ELYRIA, OH 44035-6945

Mortgage

Document Number776824
DateSep 01, 2020
Instrument776824
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 31, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionCarlisle Township
Unified School DistrictKeystone Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,972.00$49,430 (+0.01%) Land $8,530 Building $40,900$141,220 (-) Land $24,360 Building $116,860
2024$1,972.00 (+9.01%)$49,427 (+35.33%) Land $8,526 Building $40,901$141,220 (+35.33%) Land $24,360 Building $116,860
2023$1,809.00 (+0.78%)$36,523 (+0.01%) Land $9,583 Building $26,940$104,350 (-) Land $27,380 Building $76,970
2022$1,795.00$36,520 Land $9,580 Building $26,940
2021$104,350 Land $27,380 Building $76,970

Flood & Wildfire

2802 W River Rd N is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
5th percentile of exposed land nationally · 22nd in Ohio
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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