2802 Upper Apex Rd, Black Hawk, CO 80422 Property Records

Gilpin County property record for 2802 Upper Apex Rd, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,465 sqft · built 1972
Lot Size	2.93 acres (127,631 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Apr 2025)
Tax Bill	$1,372 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1709-344-00-034`

Property Details

APN / Parcel Number

Primary APN	`1709-344-00-034`
Alternative APN	`R001423`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,465 sqft Heated Area
Gross Area	4,586 sqft
1st Floor Area	1,614 sqft
Basement Area	1,753 sqft
Finished Basement	1,753 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	127,631 sqft (2.93 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	408 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R001423
Street Address	2802 UPPER APEX RD
City	BLACK HAWK
State	CO
Zip	80422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 34 T: 2S R: 73W & S: 3 T: 3S R: 73W MINE: QUARTZ VALLEY PLACER - 16409 1.07 ACRES (PT OF) & MINE: H B - 846 37% 5.16 ACRES
Legal Range	73W
Legal Township	02S
Legal Section	34
Legal Subdivision	APEX VALLEY DEVELOPMENT
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	3
Census Block	3008
Census Tract	13800

Owner

Source: Gilpin County records · APN 1709-344-00-034

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2802 UPPER APEX RD, CENTRAL CITY, CO 80427-5105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2025	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE CO
Apr 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Oct 25, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Deed Document Number	2025178140
Record Updated	Jun 08, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Apr 17, 2025
Property Address	2802 UPPER APEX RD, BLACK HAWK, CO 80422
Document Number	0000178140
Instrument Date	Apr 14, 2025
Instrument	178140
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$87.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2802 UPPER APEX RD, CENTRAL CITY, CO 80427-5105

Mortgage

Document Number	0000178141
Date	Apr 17, 2025
Instrument	178141

Lender

Name	THE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	2802 UPPER APEX RD, BLACK HAWK, CO 80422
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 125, CENTRAL CITY, CO 80427-0125

Mortgage

Document Number	0000168858
Date	Apr 05, 2021
Instrument	168858

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Oct 25, 2017
Property Address	UPPER APEX RD, BLACK HAWK, CO 80422
Document Number	0000160186
Instrument Date	Oct 20, 2017
Instrument	160186
Transaction Type	Transfer
Record Updated	Dec 01, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$47.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2802 UPPER APEX RD CENTRAL CITY CO 80427, CENTRAL CITY, CO 80427

Mortgage

Document Number	160187
Date	Oct 25, 2017
Instrument	160187

Lender

Name	AMERIFIRST FIN'L
Type	Funding / Finance Company
Address	MESA, AZ 85203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

Source: Gilpin County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Gilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,372.00 (+8.72%)	$45,480 (+1.11%) Land $5,130 Building $40,350	$727,710 (+8.41%) Land $82,100 Building $645,610
2024	$1,262.00 (+1.2%)	$44,980 (-) Land $4,730 Building $40,250	$671,280 (-) Land $70,587 Building $600,693
2023	$1,247.00 (+17.31%)	$44,980 (+30.53%) Land $4,730 Building $40,250	$671,280 (+35.39%) Land $70,587 Building $600,693
2022	$1,063.00	$34,460 Land $4,250 Building $30,210	$495,810 Land $61,090 Building $434,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 22, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1994–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1995 · river or lake flooding

Wildfire

Wildfire Risk	High above 82% of the US · above 85% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Great Plains Communications Cable	1,000 / 250
Starlink Satellite	280 / 30

Based on FCC filings for 12 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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