Santa Rosa County property record for 2802 Shoni Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,433 sqft · built 2010 |
| Lot Size | 0.417 acres (18,208 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Oct 2010) |
| Tax Bill | $2,143 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 10-2S-27-5635-00A00-0160 |
| Primary APN | 10-2S-27-5635-00A00-0160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,433 sqft Heated Area |
| Gross Area | 3,093 sqft |
| 1st Floor Area | 2,871 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 18,208 sqft (0.417 acres) |
| Lot Dimensions | 2,400 ft deep x 760 ft wide |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 82 sqft |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 102S27563500A000160 |
|---|---|
| Street Address | 2802 SHONI DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-8017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WATERSTONE LOT 16 BLK A AS DES IN OR 3013 PG 1130 |
| Legal Range | 27W |
| Legal Township | 02S |
| Legal Section | 10 |
| Legal Subdivision | WATERSTONE |
| Legal Block | A |
| Legal Lot Number | 16 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10820 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2802 SHONI DR, NAVARRE, FL 32566-8017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2010 · Amount on Record |
| Deed Sale | Oct 21, 2010 · Amount on Record |
| Deed Document Number | 201040698 |
| Deed Book / Page | 3013 / 1130 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2802 SHONI DR, NAVARRE, FL 32566-8017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2802 SHONI DR, NAVARRE, FL 32566-8017 |
| Document Number | 0042401030 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 4240/1030 |
| Instrument | 202206038 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,143.00 (+2.88%) Homeowner's exemption Disabled Person's exemption | $208,724 (+3%) | $340,396 (+0.74%) Land $50,000 Building $290,396 |
| 2023 | $2,083.00 (+2.97%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $202,645 (+3%) | $337,905 (+8.85%) Land $50,000 Building $287,905 |
| 2022 | $2,023.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $196,743 | $310,442 Land $45,000 Building $265,442 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.9 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 311 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 311 in force |
| Nearby Flood Claims | 49 (1995–2020) |
| Claims Outside the SFHA | 1 of 49 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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