2802 S Memorial Ave, Nags Head, NC 27959 Property Records

Dare County property record for 2802 S Memorial Ave, Nags Head, NC 27959

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,980 sqft · built 2021
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Trust Names on Record
Last Sale	$186,000 (Nov 2019)
Tax Bill	$2,453 (2026)
Deeds & Mortgages	Apr 2021 Construction Loan Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`989206481804`

Property Details

APN / Parcel Number

Primary APN	`989206481804`
Alternative APN	`005398007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,980 sqft Finished Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Other
Lot Area	7,500 sqft (0.172 acres)
View / Lot	Ocean

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	989206481804
Street Address	2802 S MEMORIAL AVE
City	NAGS HEAD
State	NC
Zip	27959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 7 BLK: 12 SEC: 1 PL: 1 SL: 179
Legal Subdivision	NAGS HEAD SHORES AMENDED
Legal Block	12
Legal Lot Number	7
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	NAGS HEAD
Census Block Group	1
Census Block	1041
Census Tract	970400

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	11506 BARROWS RIDGE LN, CHESTERFIELD, VA 23838-5332
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Construction Mortgage AFFILIATED MORTGAGE SERVICES
Nov 26, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	2019700071463
Deed Book / Page	2338 / 664
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	2802 S MEMORIAL AVE, NAGS HEAD, NC 27959-9354
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11506 BARROWS RIDGE LN, CHESTERFIELD, VA 23838-5332

Mortgage

Document Number	002490/325
Date	Apr 6, 2021
Book Page	2490/325
Instrument	700096313

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	May 1, 2021
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	7.5%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Nov 26, 2019
Property Address	2802 S MEMORIAL AVE, NAGS HEAD, NC 27959-9354
Document Number	002338/664
Book / Page	2338 / 664
Instrument Date	Nov 26, 2019
Instrument	700071463
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11506 BARROWS RIDGE LN, CHESTERFIELD, VA 23838-5332

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Nags Head Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,453.00 (-46.86%)	$932,200 (-) Land $386,300 Building $545,900	$932,200 (-) Land $386,300 Building $545,900
2025	$4,616.00 (+164.53%)	$932,200 (+78.89%) Land $386,300 Building $545,900
2023	$1,745.00	$521,100 Land $187,500 Building $333,600
2020			$932,200 Land $386,300 Building $545,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 459 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	474 units insured incl. 15 condo units
Nearby Flood Claims	393 (1978–2021)
Claims Outside the SFHA	127 of 393
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 93 claims Hurricane Isabel, Sep 2003 · 58 claims Hurricane Dennis, Sep 1999 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NAGS HEAD serves 3,125 people · EPA ID NC0428010
Water Source	Purchased groundwater from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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