2802 S Echo Trl, Ely, MN 55731 Property Records

St. Louis County property record for 2802 S Echo Trl, Ely, MN 55731 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Square Footage	3,160 sqft Gross Area
Lot Size	43,560 sqft (1 acres)
Garage	1,520 sqft
Occupancy	Owner Occupied
Last Sale	$442,000 (2023)
Tax Bill	$1,488.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`465-0020-03027`
Alternative APNs	`1164315` `767412`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	2 Rooms
Building Area	3,160 sqft Gross Area
1st Floor	2,400 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Architectural Style	Other Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	43,560 sqft (1 acres)
Garage Area	1,520 sqft Garage
Deck Area	96 sqft Deck
Sauna	Sauna
Storage Building	96 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	1164315
Street Address	2802 S ECHO TRL
City	ELY
State	MN
Zip	55731-8137
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THAT PART OF WEST 175 FEET OF GOVT LOT 2,LYING SOUTH OF COUNTY STATE AID HIGHWAY NO.88, EXCEPT THAT PART LYING WEST OF THE
Legal Range	12W
Legal Township	63N
Legal Section	22
Legal Subdivision	MORSE TOWN OF
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Minor Civil Division	MORSE
Census Blockgroup	1
Census Block	1012
Census Tract	15401

Owner

Source: St. Louis County records · APN 465-0020-03027

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2802 S ECHO TRL, ELY, MN 55731-8137
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Warranty Deed, Transfer · Stand Alone First Mortgage ELY AREA CU
Mar 07, 2022	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST
Feb 27, 2017	Loan Modification, Mortgage BOUNDARY WATERS ST BK
Dec 23, 2016	Deed of Trust, Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 27, 2023 · Amount on Record
Deed Sale	Feb 27, 2023 · Amount on Record
Prior Sale	Jun 21, 2005 · Amount on Record
Deed Doc Number	20231462446
Record Refreshed	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 27, 2023
Property Address	2802 S ECHO TRL, ELY, MN 55731-8137
Document Number	0001462446
Instrument Date	Jan 11, 2023
Instrument	1462446
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,458.60
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6018 PIPING ROCK RD, MADISON, WI 53711-3145

Mortgage

Document Number	0001462448
Date	Feb 27, 2023
Instrument	1462448

Lender

Name	ELY AREA CU
Type	Credit Union

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 01, 2038

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2802 S ECHO TRL, ELY, MN 55731
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001438635
Date	Mar 07, 2022
Instrument	1438635

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	SAINT PAUL, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.05%
Type Change Date	Apr 01, 2027
Change Frequency	3 Years
Min Rate At Change	2.45%
Max Rate At Change	10%
Index	3-Year CMT
Max Rate	10.5%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	2802 S ECHO TRL, ELY, MN 55731
Document Number	00A1305359
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Mar 20, 2017

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1305359
Date	Mar 07, 2017
Instrument	A1305359

Lender

Name	BOUNDARY WATERS ST BK
Type	Bank
Address	ELY, MN 55731

Agreement

Term	180 Months
Due	Mar 06, 2032

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2802 S ECHO TRL, ELY, MN 55731
Document Number	00A1302252
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Jan 26, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1302252
Date	Jan 17, 2017
Instrument	A1302252

Lender

Name	DITECH FIN'L
Address	TAMPA, FL 33607

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 16, 2032

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,488.00 (+1.92%) Homeowner's exemption
2025	$1,460.00 (+31.77%) Homeowner's exemption	$268,700 (+16.02%) Land $26,500 Building $242,200	$268,700 (+16.02%) Land $26,500 Building $242,200
2024	$1,108.00	$231,600 (+29.1%) Land $25,300 Building $206,300	$231,600 (+29.1%) Land $25,300 Building $206,300
2022		$179,400 Land $65,800 Building $113,600	$179,400 Land $65,800 Building $113,600

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