2802 S Circle Pt, Inverness, FL 34450 Property Records

Citrus County property record for 2802 S Circle Pt, Inverness, FL 34450

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,095 sqft · built 1983
Lot Size	1.12 acres (48,918 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Oct 2018)
Tax Bill	$4,424 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`20E-19S-22-24000-002.0`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-22-24000-002.0`
Alternative APNs	`2219S20E240000020` `3289222`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,095 sqft Living Area
1st Floor Area	3,095 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1993
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	48,918 sqft (1.12 acres)
Garage Type	Mixed
Garage Area	676 sqft
Carport	Carport
Carport Area	500 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	415 sqft
Porch	Enclosed Porch
Porch Area	463 sqft
Patio Area	500 sqft
Fence	Fence
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3289222
Old Parcel Number	2219S20E240000020
Street Address	2802 S CIRCLE PT
City	INVERNESS
State	FL
Zip	34450-6981
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR COASTAL LAKES & RVRS
Legal Description	DAVIS LAKE GOLF ESTS UNIT 5 UNREC SUB LOT 2 AND THE E 1/2 OF LT 3 FUR DESC AS FOLL: (LR-03-61 ACCEPTED 7/2/03 SURVEY IN OR BK
Legal Range	20E
Legal Township	19S
Legal Section	22
Legal Subdivision	DAVIS LAKE GOLF EST U-5(24000)
Legal Block	G
Legal Lot Number	2-3,25
Legal Unit	NU
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3000
Census Tract	451002

Owner

2802 S Circle Pt is owned and occupied by two individuals who bought it in October 2018.

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2802 S CIRCLE PT, INVERNESS, FL 34450-6981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2018 · Amount on File
Deed Sale	Oct 8, 2018 · Amount on File
Prior Sale	Sep 17, 2004
Deed Document Number	2018051015
Deed Book / Page	2931 / 2308
Record Updated	Jun 8, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 8, 2018
Property Address	2802 S CIRCLE PT, INVERNESS, FL 34450-6981
Document Number	0029312308
Book / Page	002931 / 002308
Instrument Date	Oct 2, 2018
Instrument	51015
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	AMERICAN TITLE SERVICES CITRUS COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2802 S CIRCLE PT INVERNESS FL 344506981, INVERNESS, FL 34450-6981

Mortgage

Document Number	29312312
Date	Oct 8, 2018
Book Page	002931/002312
Instrument	51016

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 2802 S Circle Pt was $4,424 with exemptions applied, up 4.1% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,424.00 (+4.09%) Homeowner's exemption Additional exemption filed	$482,002 (-3.81%) Land $48,000 Building $434,002	$482,002 (-3.81%) Land $48,000 Building $434,002
2024	$4,250.00 (+2.34%) Homeowner's exemption Additional exemption filed	$501,085 (+7.98%) Land $48,000 Building $453,085	$501,085 (+7.98%) Land $48,000 Building $453,085
2023	$4,153.00 (+6.82%) Homeowner's exemption Additional exemption filed	$464,071 (+14%) Land $48,000 Building $416,071	$464,071 (+14%) Land $48,000 Building $416,071
2022	$3,888.00 Homeowner's exemption Additional exemption filed	$407,076 Land $37,800 Building $369,276	$407,076 Land $37,800 Building $369,276

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2802 S Circle Pt in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2802 S Circle Pt is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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