2802 Rutger St, Saint Louis, MO 63104 Property Records

St. Louis City property record for 2802 Rutger St, Saint Louis, MO 63104

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,664 sqft · built 2005
Owner	2 Individual Names on File
Last Sale	$367,080 (Oct 2025)
Tax Bill	$4,351 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2025 Sale & Mortgage + 2 more
APN	`1258-9-300.000`

Property Details

APN / Parcel Number

Primary APN	`1258-9-300.000`
Alternative APN	`1258-00-0300-0`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,664 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Construction Type	Frame
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2802 RUTGER ST
City	SAINT LOUIS
State	MO
Zip	63104-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	C. B. 1258 RUTGER ST 49.70 X 124.94 FT BUDER PL 12TH ADDN LOT 83
Legal Subdivision	BUDER PL 12TH ADD
Legal Block	3
Legal Lot Number	83
Jurisdiction	ST LOUIS CITY MO
Township / Civil Division	ST. LOUIS
Census Block Group	3
Census Block	3030
Census Tract	127400

Owner

2802 Rutger St is owned and occupied by two individuals who bought it in October 2025.

Source: St. Louis City records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2802 RUTGER ST, SAINT LOUIS, MO 63104-1836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 3, 2025	Affidavit of Death of Joint Tenant, Transfer
Feb 23, 2022	Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Feb 23, 2022 · Amount on File
Deed Document Number	2025127
Deed Book / Page	32025 / 127
Prior Transfer Date	Nov 26, 2012
Prior Transfer Doc	1020120199
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	2802 RUTGER ST, SAINT LOUIS, MO 63104-1836
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2802 RUTGER ST, SAINT LOUIS, MO 63104-1836

Mortgage

Document Number	0000000052
Date	Jan 29, 2024
Instrument	01292024-0052

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Feb 1, 2064

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Oct 3, 2025
Property Address	2802 RUTGER ST, SAINT LOUIS, MO 63104-1836
Document Number	0000000127
Map Reference	MB 80 PG 28
Instrument Date	Sep 30, 2025
Instrument	10032025-0127
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5071 PERNOD AVEB, SAINT LOUIS, MO 63139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2802 RUTGER ST, SAINT LOUIS, MO 63104-1836

Mortgage

Document Number	0000000128
Date	Oct 3, 2025
Instrument	10032025-0128

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS CITY MO
Recording Date	Oct 3, 2025
Property Address	2802 RUTGER ST, SAINT LOUIS, MO 63104-1836
Document Number	0000000126
Map Reference	MB 80 PG 28
Instrument Date	Sep 20, 2025
Instrument	10032025-0126
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5071 PERNOD AVE, SAINT LOUIS, MO 63139-1327

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Feb 23, 2022
Property Address	2802 RUTGER ST, SAINT LOUIS, MO 63104-1836
Document Number	0000000244
Map Reference	MB 80 PG 28
Instrument Date	Feb 18, 2022
Instrument	02232022-0244
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 DUMONT PLE, 800, SAINT LOUIS, MO 63125

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2802 RUTGER ST, SAINT LOUIS, MO 63104-1836

Mortgage

Document Number	0000000245
Date	Feb 23, 2022
Instrument	02232022-0245

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2802 Rutger St was $4,351, up 8% from the year before.

Source: St. Louis City assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	St. Louis City
Unified School District	St. Louis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,810 (-) Land $2,360 Building $50,450
2025	$4,351.00 (+7.97%)	$52,810 (+10.46%) Land $2,360 Building $50,450	$277,906 Land $12,400 Building $265,506
2024	$4,030.00 (+5.14%)	$47,810 (-) Land $2,360 Building $45,450
2023	$3,833.00 (+6.27%)	$47,810 (+10.42%) Land $2,360 Building $45,450	$251,632 Land $12,421 Building $239,211
2022	$3,607.00	$43,300 Land $2,360 Building $40,940
2021			$227,895

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2802 Rutger St; there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1982)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2802 Rutger St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LOUIS CITY PWS serves 304,709 people · EPA ID MO6010715
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Wisper ISP.

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