2802 Polo Rd, Bloomington, IL 61704 Property Records

McLean County property record for 2802 Polo Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,190 sqft · built 1994
Lot Size	0.346 acres (15,080 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,988 (2024)
Deeds & Mortgages	Jul 2022 Transfer Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-36-408-003`

Property Details

APN / Parcel Number

Primary APN	`14-36-408-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,190 sqft Living Area
Gross Area	2,718 sqft
1st Floor Area	981 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	15,080 sqft (0.346 acres)
Lot Dimensions	142 ft deep x 49 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2802 POLO RD
City	BLOOMINGTON
State	IL
Zip	61704-8157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 99 ROYAL POINTE SUB 4TH ADD
Legal Range	02E
Legal Township	24N
Legal Section	36
Legal Subdivision	ROYAL POINTE SUB
Legal Lot Number	99
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2002
Census Tract	1105

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2802 POLO RD, BLOOMINGTON, IL 61704-8157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Intrafamily Transfer, Transfer
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS STATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 15, 2022
Transfer Doc	0000012166
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jul 12, 2022
Property Address	2802 POLO RD, BLOOMINGTON, IL 61704-8157
Document Number	202200012166
Map Reference	DOC 93-11863
Instrument Date	Jun 15, 2022
Instrument	2022-00012166
Transaction Type	Transfer
Record Updated	Jul 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2802 POLO RD, BLOOMINGTON, IL 61704-8157
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200003847
Date	Feb 25, 2022
Instrument	2022-00003847

Lender

Name	ILLINOIS STATE CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,470 (+25.43%) Land $25,171 Building $72,299	$292,410 (+25.43%) Land $75,513 Building $216,897
2024	$6,988.00 (+15.03%)
2023	$6,075.00 (+9.95%)	$77,707 (+13.39%) Land $20,068 Building $57,639	$233,121 (+13.39%) Land $60,204 Building $172,917
2022	$5,525.00	$68,528 Land $17,698 Building $50,830	$205,584 Land $53,094 Building $152,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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