2802 N Union St, Independence, MO 64050 Property Records

Jackson County property record for 2802 N Union St, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,596 sqft · built 1960
Lot Size	0.197 acres (8,561 sqft)
Owner	Company Name on File
Tax Bill	$1,292 (2025)
Deeds & Mortgages	Sep 2021 Sale Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-440-07-22`

Property Details

APN / Parcel Number

Primary APN	`15-440-07-22`
Alternative APNs	`15-440-07-22-00-0-00-000` `15440072200000001` `730515`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Finished Basement	684 sqft
Unfinished Basement	228 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,561 sqft (0.197 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	44 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	730515
Street Address	2802 N UNION ST
City	INDEPENDENCE
State	MO
Zip	64050-1255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENTUCKY HILLS LOT 422
Legal Subdivision	KENTUCKY HILLS
Legal Block	2
Legal Lot Number	422
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2000
Census Tract	11200

Owner

2802 N Union St is owned by a company that acquired it in September 2021.

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	199 LAFAYETTE ST, 7, NEW YORK, NY 10012-4279
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Warranty Deed, Transfer
Apr 16, 2021	Warranty Deed, Transfer AFFINIA TITLE LLC, AFFINITY TITLE LLC
Aug 17, 2018	Deed of Trust, Mortgage COMMERCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2021
Deed Sale	Sep 23, 2021
Prior Sale	Apr 16, 2021
Deed Document Number	2021E105169
Prior Transfer Date	Aug 9, 2008
Prior Transfer Doc	00E0088004
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 23, 2021
Property Address	2802 N UNION ST, INDEPENDENCE, MO 64050-1255
Document Number	00E0105169
Instrument Date	Sep 23, 2021
Instrument	2021E0105169
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2118 SWIFT AVE, 2118, KANSAS CITY, MO 64116-3426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 HUDSON YARDS, NEW YORK, NY 10001-2170

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 16, 2021
Property Address	2802 N UNION ST, INDEPENDENCE, MO 64050-1255
Document Number	00E0041441
Instrument Date	Apr 15, 2021
Instrument	2021E0041441
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	AFFINIA TITLE LLC, AFFINITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 SWIFT AVE, NORTH KANSAS CITY, MO 64116-3426

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2802 N UNION ST, INDEPENDENCE, MO 64050-1255
Document Number	0000E78130
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2802 N UNION ST INDEPENDENCE MO 640501255, INDEPENDENCE, MO 64050-1255

Mortgage

Document Number	0000E78130
Date	Sep 6, 2018
Instrument	78130E

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 5, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 2802 N Union St was $1,292, down 44.8% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,092 (-) Land $3,211 Building $14,881	$95,220 (-)
2025	$1,292.00 (-44.81%)	$18,092 Land $3,211 Building $14,881	$95,220
2024	$2,341.00 (+2.32%)
2023	$2,288.00 (+126.53%)	$33,801 (+147.08%) Land $3,667 Building $30,134	$177,900
2022	$1,010.00	$13,680 Land $1,388 Building $12,292
2021			$72,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2802 N Union St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · Severe Storms, Tornadoes, Hail, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2802 N Union St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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