2802 Michelle Rd, Manchester, MD 21102 Property Records

Carroll County property record for 2802 Michelle Rd, Manchester, MD 21102

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,252 sqft · built 1983
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$129,900 (Jul 1999)
Tax Bill	$3,723 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-042481`

Property Details

APN / Parcel Number

Primary APN	`06-042481`
Alternative APNs	`6042481` `042481`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,252 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Deck Area	214 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	042481
Street Address	2802 MICHELLE RD
City	MANCHESTER
State	MD
Zip	21102-1753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LOT 19 0.230 ACRE MICHELLE RD. PLT. 22-71 WHISPERING VALLEY PLT 1
Legal Subdivision	WHISPERING VLY I
Legal Lot Number	19
Jurisdiction	CARROLL MD
Township / Civil Division	6, MANCHESTER
Census Block Group	3
Census Block	3004
Census Tract	506101

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2802 MICHELLE RD, MANCHESTER, MD 21102-1753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Feb 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE EMP CU/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 1999 · Amount on Record
Deed Sale	Jul 26, 1999 · Amount on Record
Prior Sale	Mar 3, 1992 · Amount on Record
Deed Document Number	1999286
Deed Book / Page	2235 / 530
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2802 MICHELLE RD, MANCHESTER, MD 21102-1753
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107010354
Date	Mar 10, 2022
Book Page	10701/354

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2042

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2802 MICHELLE RD, MANCHESTER, MD 21102-1753
Document Number	0086140003
Book / Page	008614 / 000003
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	May 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2802 MICHELLE RD MANCHESTER MD 211021753, MANCHESTER, MD 21102-1753

Mortgage

Document Number	0086140003
Date	Feb 16, 2017
Book Page	008614/000003

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 15, 2037

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Manchester Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,723.00 (+6.71%)	$278,733 (+16.98%)	$313,800 (+20.14%) Land $100,000 Building $213,800
2025	$3,489.00 (+8.79%)
2023	$3,207.00	$238,267	$261,200 Land $90,000 Building $171,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MANCHESTER serves 4,954 people · EPA ID MD0060006
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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