2802 McCloud Ave, New Hampton, IA 50659 Property Records

Chickasaw County property record for 2802 McCloud Ave, New Hampton, IA 50659

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,491 sqft · built 2019
Lot Size	5.9 acres (257,004 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,386 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-15-19-2-00-004`

Property Details

APN / Parcel Number

Primary APN	`19-15-19-2-00-004`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	1 Plumbing Fixture
Total Rooms	17 Rooms
Stories	2 Stories
Building Area	3,491 sqft Living Area
1st Floor Area	1,290 sqft
Basement Area	1,884 sqft
Finished Basement	1,490 sqft
Unfinished Basement	394 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	257,004 sqft (5.9 acres)
Garage Type	Attached
Garage Area	1,367 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	389 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2802 MCCLOUD AVE
City	NEW HAMPTON
State	IA
Zip	50659-9011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 2020-6 IN PARCEL A N1/2 NW1/4 FR'L 19-94-12
Legal Range	12W
Legal Township	94N
Legal Section	19
Jurisdiction	CHICKASAW IA
Township / Civil Division	DRESDEN
Census Block Group	2
Census Block	2145
Census Tract	70300

Owner

2802 McCloud Ave is owned and occupied by two individuals.

Source: Chickasaw County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2802 MCCLOUD AVE, NEW HAMPTON, IA 50659-9011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIDELITY BANK & TRUST NA
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK & TRUST NA
Sep 11, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIDELITY BANK & TRUST NA
May 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICKASAW IA
Property Address	2802 MCCLOUD AVE, NEW HAMPTON, IA 50659-9011
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020202001
Date	Sep 11, 2020
Instrument	2020-2001

Lender

Name	FIDELITY BANK & TRUST NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	480 Months
Due	Sep 10, 2060

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICKASAW IA
Property Address	2802 MCCLOUD AVE, NEW HAMPTON, IA 50659-9011
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201999
Date	Sep 11, 2020
Instrument	2020-1999

Lender

Name	FIDELITY BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICKASAW IA
Property Address	2802 MCCLOUD AVE, NEW HAMPTON, IA 50659-9011
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020202000
Date	Sep 11, 2020
Instrument	2020-2000

Lender

Name	FIDELITY BANK & TRUST NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	480 Months
Due	Sep 10, 2060

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICKASAW IA
Property Address	2802 MCCLOUD AVE, NEW HAMPTON, IA 50659-9011
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190710
Date	May 28, 2019
Instrument	2019-0710

Lender

Name	STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Jun 1, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 2802 McCloud Ave was $6,386 with a homeowner's exemption.

Source: Chickasaw County assessment roll, as of September 26, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Chickasaw County
Unified School District	New Hampton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,386.00	$632,300 (-) Land $54,500 Building $577,800	$632,300 (-) Land $54,500 Building $577,800
2025	$6,386.00 (+4.14%) Homeowner's exemption	$632,300 Land $54,500 Building $577,800	$632,300 Land $54,500 Building $577,800
2024	$6,132.00
2023		$556,100 Land $54,500 Building $501,600	$556,100 Land $54,500 Building $501,600
2022	$6,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2802 McCloud Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 28, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jul 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2802 McCloud Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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