Bay County property record for 2802 Malone Dr, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,209 sqft · built 1970 |
| Lot Size | 0.562 acres (24,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,900 (Feb 2020) |
| Tax Bill | $2,681 (2025) |
| Deeds & Mortgages | Feb 2020 Sale Aug 2019 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 13778-010-000 |
| Primary APN | 13778-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,209 sqft Living Area |
| Gross Area | 2,905 sqft |
| 1st Floor Area | 2,209 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 24,480 sqft (0.562 acres) |
| Lot Dimensions | 175 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2802 MALONE DR |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-3821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD1 |
| Legal Description | HUNTINGTON ESTATES U-2 M-91A LOT 1 BLK 3 ORB 4226 P 1699 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 30 |
| Legal Subdivision | HUNTINGTON ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 1502 |
2802 Malone Dr is owned and occupied by an individual who bought it in February 2020.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2802 MALONE DR, PANAMA CITY, FL 32405-3821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Aug 16, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2020 · Amount on File |
| Deed Sale | Feb 27, 2020 · Amount on File |
| Prior Sale | Aug 16, 2019 |
| Deed Document Number | 202015130 |
| Deed Book / Page | 4226 / 1699 |
| Prior Transfer Date | Dec 3, 2007 |
| Prior Transfer Doc | 0030030359 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 27, 2020 |
| Property Address | 2802 MALONE DR, PANAMA CITY, FL 32405-3821 |
| Document Number | 0042261699 |
| Book / Page | 004226 / 001699 |
| Instrument Date | Feb 4, 2020 |
| Instrument | 15130 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $895.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 756 ROSEMONT DR PANAMA CITY FL 324053825, PANAMA CITY, FL 32405-3825 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 16, 2019 |
| Property Address | 2802 MALONE DR, PANAMA CITY, FL 32405-3821 |
| Document Number | 0041571121 |
| Book / Page | 004157 / 001121 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 73895 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 12, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 3020 OLD RANCH PKWY #180 SEAL BEACH CA 907402799, 180, SEAL BEACH, CA 90740-2799 |
The 2025 property tax bill for 2802 Malone Dr was $2,681 with a homeowner's exemption, down 2.2% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,681.00 (-2.15%) Homeowner's exemption | $211,836 | $243,892 Land $91,287 Building $152,605 |
| 2024 | $2,740.00 (-4.06%) | ||
| 2023 | $2,856.00 (+5.27%) Homeowner's exemption | $199,870 (+3%) | $216,361 (+9.97%) Land $71,736 Building $144,625 |
| 2022 | $2,713.00 Homeowner's exemption | $194,049 | $196,748 Land $65,415 Building $131,333 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2802 Malone Dr in Zone X, an area of minimal flood risk, though there have been 77 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 119 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 119 in force |
| Nearby Flood Claims | 77 (1988–2022) |
| Claims Outside the SFHA | 29 of 77 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2802 Malone Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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