Oakland County property record for 2802 Derby Rd, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,311 sqft · built 1954 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $695,000 (Feb 2024) |
| Tax Bill | $11,484 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Feb 2024 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-30-426-029 |
| Primary APN | 08-20-30-426-029 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,311 sqft Living Area |
| 1st Floor Area | 1,172 sqft |
| Basement Area | 1,172 sqft |
| Unfinished Basement | 1,172 sqft |
| Game Room | Game Room |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,360 sqft (0.146 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 336 sqft |
| Porch | Slab |
| Porch Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2802 DERBY RD |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-7537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R11E, SEC 30 PEMBROOK MANOR SUB E 10 FT OF LOT 488, ALSO W 40 FT OF LOT 489 |
| Legal Range | 11E |
| Legal Township | 02N |
| Legal Section | 30 |
| Legal Subdivision | PEMBROOK MANOR SUB |
| Legal Lot Number | 488-489 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 153000 |
2802 Derby Rd is owned and occupied by two individuals who bought it in February 2024.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2802 DERBY RD, BIRMINGHAM, MI 48009-7537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK |
| Feb 23, 2024 | Warranty Deed, Transfer CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL HOME MORTGAGE |
| Oct 28, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK IN HOWELL |
| Feb 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage ADVISORS CAPITAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2024 · Amount on File |
| Deed Sale | Feb 23, 2024 · Amount on File |
| Prior Sale | Feb 4, 2022 · Amount on File |
| Deed Document Number | 202418066 |
| Deed Book / Page | 59182 / 40 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 23, 2024 |
| Property Address | 2802 DERBY RD, BIRMINGHAM, MI 48009-7537 |
| Document Number | 0000018066 |
| Book / Page | 59182 / 40 |
| Map Reference | LB 42 PG 9 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 18066 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2024 |
| Title Company | CAPITAL TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,212.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2802 DERBY RD, BIRMINGHAM, MI 48009-7537 |
| Name | Verified Name |
|---|---|
| Address | 2802 DERBY RD, BIRMINGHAM, MI 48009-7537 |
| Document Number | 0000016484 |
|---|---|
| Date | Feb 20, 2024 |
| Book Page | 59173/812 |
| Instrument | 16484 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | MUNCIE, IN 47305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 23, 2024 |
| Property Address | 2802 DERBY RD, BIRMINGHAM, MI 48009-7537 |
| Document Number | 0000018066 |
| Book / Page | 59182 / 40 |
| Map Reference | LB 42 PG 9 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 18066 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2024 |
| Title Company | CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $5,212.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2802 DERBY RD, BIRMINGHAM, MI 48009-7537 |
| Name | Verified Name |
|---|---|
| Address | 2802 DERBY RD, BIRMINGHAM, MI 48009-7537 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2802 DERBY RD, BIRMINGHAM, MI 48009-7537 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000101737 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 54261/789 |
| Instrument | 101737 |
| Name | FIRST NATIONAL HOME MORTGAGE |
|---|---|
| Type | Non-Lending Institution |
| Address | BIRMINGHAM, MI 48009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2802 DERBY RD, BIRMINGHAM, MI 48009-7537 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2802 DERBY RD, BIRMINGHAM, MI 48009-7537 |
| Document Number | 0000223505 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 55067/426 |
| Instrument | 223505 |
| Name | FIRST NATIONAL BANK IN HOWELL |
|---|---|
| Type | Bank |
| Address | HOWELL, MI 48843 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 22, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 4, 2022 |
| Property Address | 2802 DERBY RD, BIRMINGHAM, MI 48009-7537 |
| Document Number | 0000313374 |
| Book / Page | 57410 / 352 |
| Map Reference | LB 42 PG 9 |
| Instrument Date | Jan 19, 2022 |
| Instrument | 313374 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Title Company | CAPITAL TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2802 DERBY RD, 2802, BIRMINGHAM, MI 48009-7537 |
| Name | Verified Name |
|---|---|
| Address | 2802 DERBY RD, BIRMINGHAM, MI 48009-7537 |
| Document Number | 0000314146 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 57414/879 |
| Instrument | 314146 |
| Name | ADVISORS CAPITAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | NOVI, MI 48375 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 2802 Derby Rd was $11,484 with a homeowner's exemption, up 1.5% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,484.00 (+1.46%) Homeowner's exemption | $340,150 | $680,300 |
| 2024 | $11,319.00 | ||
| 2023 | $279,400 | $558,800 | |
| 2021 | $7,520.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2802 Derby Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2802 Derby Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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