2802 Denver Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 2802 Denver Ave, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,210 sqft · built 1930
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$156,500 (Nov 2008)
Tax Bill$4,631 (2026)
Deeds & MortgagesOct 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN422800 48.19-17-6

Property Details

APN / Parcel Number

Primary APN422800 48.19-17-6
Alternative APN
  • 280004801900170060000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,210 sqft Living Area
1st Floor Area859 sqft
Upper Floors Area351 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions184 ft deep x 66 ft wide
Garage TypeCarport
Garage Area150 sqft
CarportCarport
Carport Area150 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2802 DENVER AVE
CitySCHENECTADY
StateNY
Zip12306-3008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,DM,ADD,CRPT CENTR RLTY #3-168,169 2.-127-21.9
Legal Block17
Legal Lot Number6.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3002
Census Tract32700

Owner

2802 Denver Ave is owned and occupied by two individuals who bought it in November 2008.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2802 DENVER AVE, SCHENECTADY, NY 12306-3008
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2008 · Amount on File
Deed SaleNov 25, 2008 · Amount on File
Deed Book / Page1793 / 731
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2802 DENVER AVE, SCHENECTADY, NY 12306-3008
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2802 DENVER AVE, SCHENECTADY, NY 12306-3008

Mortgage

Document Number0000050816
DateOct 13, 2021
Book Page5156/39
Instrument202150816
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueOct 12, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 2802 Denver Ave was $4,631 with a homeowner's exemption, up 1.9% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,631.00 (+1.91%) Homeowner's exemption
2025$4,544.00$124,000 Land $16,800 Building $107,200$190,800 Land $25,850 Building $164,950
2023$124,000 Land $16,800 Building $107,200$163,200 Land $22,111 Building $141,089

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2802 Denver Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2802 Denver Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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