McLean County property record for 2802 Degarmo Dr, Bloomington, IL 61704 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,243 sqft · built 2007 |
| Lot Size | 0.235 acres (10,218 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $416,000 (May 2019) |
| Tax Bill | $13,985 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage Jan 2007 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-25-403-010 |
| Primary APN | 14-25-403-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,243 sqft Living Area |
| Gross Area | 5,003 sqft |
| 1st Floor Area | 2,074 sqft |
| Basement Area | 1,202 sqft |
| Finished Basement | 1,202 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 10,218 sqft (0.235 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 760 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2802 DEGARMO DR |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61704-9101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIPTON TRAILS SUB 7TH ADD LT 79 |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 25 |
| Legal Subdivision | TIPTON TRAILS SUB |
| Legal Lot Number | 79 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 506 |
Source: McLean County records · APN 14-25-403-010
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2802 DEGARMO DR, BLOOMINGTON, IL 61704-9101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK |
| Jan 17, 2007 | Deed of Trust, Mortgage FIRST STATE BANK |
| May 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC |
| Apr 27, 2017 | Warranty Deed, Transfer · ARM BUSEY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on Record |
| Deed Sale | May 30, 2019 · Amount on Record |
| Prior Sale | Apr 27, 2017 · Amount on Record |
| Deed Document Number | 20198152 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 2802 DEGARMO DR, BLOOMINGTON, IL 61704-9101 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | FTC |
| Name | Verified Name |
|---|
| Document Number | 202000007042 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 2020-00007042 |
| Name | FLANAGAN STATE BANK |
|---|---|
| Type | Bank |
| Address | EL PASO, IL 61738 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 2802 DEGARMO DR, BLOOMINGTON, IL 61704-9101 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200700001477 |
|---|---|
| Date | Jan 17, 2007 |
| Instrument | 2007-00001477 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Amount | Amount Recorded |
|---|---|
| Term | 8 Months |
| Due | Sep 29, 2007 |
| Rate | 7.5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | May 30, 2019 |
| Property Address | 2802 DEGARMO DR, BLOOMINGTON, IL 61704-9101 |
| Document Number | 201900008152 |
| Map Reference | DOC 2005-22424 |
| Instrument Date | May 23, 2019 |
| Instrument | 2019-00008152 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | FRONTIER TITLE COMPANY, FRONTIER TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $624.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2802 DEGARMO DR, BLOOMINGTON, IL 61704-9101 |
| Document Number | 201900008153 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 2019-00008153 |
| Name | MORTGAGE SERVICES III LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Apr 27, 2017 |
| Property Address | 2802 DEGARMO DR, BLOOMINGTON, IL 61704-9101 |
| Document Number | 201700007119 |
| Map Reference | DOC2005-22424 |
| Instrument Date | Feb 14, 2017 |
| Instrument | 2017-00007119 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | MCLEAN COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $622.50 |
| Amount Accuracy | Tax Sale |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2802 DEGARMO DR # L, L, BLOOMINGTON, IL 61704-9101 |
| Document Number | 201700007120 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 2017-00007120 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 10.2% |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $188,739 (+19.87%) Land $29,130 Building $159,609 | $566,217 (+19.87%) Land $87,390 Building $478,827 | |
| 2024 | $13,985.00 (+8.99%) | ||
| 2023 | $12,831.00 | $157,450 Land $24,300 Building $133,150 | $472,350 Land $72,900 Building $399,450 |
Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130005062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 355 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Benton Ridge Telephone Company | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Pavlov Media, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
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