2802 Cypress Dr, Harlingen, TX 78550 Property Records

Cameron County property record for 2802 Cypress Dr, Harlingen, TX 78550

Property Summary

Property Type	Single Family Home
Details	2,128 sqft · built 1989
Lot Size	0.343 acres (14,950 sqft)
Owner	Company Name on Record
Last Sale	$269,724 (Oct 2022)
Tax Bill	$4,967 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`245550-0050-001000`

Property Details

APN / Parcel Number

Primary APN	`245550-0050-001000`
Alternative APN	`81534`

Interior

Stories	1 Story
Building Area	2,128 sqft Living Area
Gross Area	2,612 sqft
1st Floor Area	2,128 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Lot Area	14,950 sqft (0.343 acres)
Lot Dimensions	130 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	2,130 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	371 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2802 CYPRESS DR
City	HARLINGEN
State	TX
Zip	78550-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREASURE HILLS SUBDIVISION 5 LOT 1 BLK 5
Legal Subdivision	TREASURE HILLS SUBDIVISION UNIT 5
Legal Block	5
Legal Lot Number	1
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1012
Census Tract	11302

Owner

Source: Cameron County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	6826 BURNLEY, SAN ANTONIO, TX 78239-2912
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage RFLF 7 LLC
Oct 19, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MELINDA WEST IRA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Sep 27, 2022
Deed Document Number	202242345
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	2802 CYPRESS DR, HARLINGEN, TX 78550-2204
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	SAN JACINTO TITLE SERVICES-HOLLY, SAN JACINTO TTL SVCS HARLING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2201 EMERALD LAKE DR, HARLINGEN, TX 78550-8587
Investor	Possibly a Property Investor

Mortgage

Document Number	0202318237
Date	May 24, 2023
Instrument	2023-18237

Lender

Name	RFLF 7 LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60606

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMERON TX
Recording Date	Oct 19, 2022
Property Address	2802 CYPRESS DR, HARLINGEN, TX 78550-2204
Document Number	0202242345
Map Reference	CAB 1 SL 5-A,5-B&6-A
Instrument Date	Oct 11, 2022
Instrument	2022-42345
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3023 OCEAN VIEW DR, 3023, EDINBURG, TX 78539-3153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 NE LOOP 410, SAN ANTONIO, TX 78216-5802
Investor	Possibly a Property Investor

Mortgage

Document Number	0202242346
Date	Oct 19, 2022
Instrument	2022-42346

Lender

Name	MELINDA WEST IRA
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jul 13, 2023

Mortgage

Document Number	0202242347
Date	Oct 19, 2022
Instrument	2022-42347

Lender

Name	LYNDA MERCURIO
Type	Private Party
Address	4462 FRINGETREE DR, MURRELLS INLET, SC 29576

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,830 (+16.44%) Land $82,928 Building $195,902	$278,830 (+16.44%) Land $82,928 Building $195,902
2025	$4,967.00 (-11.18%)	$239,460 (+4.62%) Land $82,928 Building $156,532	$239,460 (+4.62%) Land $82,928 Building $156,532
2024	$5,592.00 (+148.87%)
2023	$2,247.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$228,892 Land $58,499 Building $170,393	$228,892 Land $58,499 Building $170,393
2022	$2,247.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 85 policies
Nearby Flood Policies	85 in force
Nearby Flood Claims	104 (1979–2025)
Claims Outside the SFHA	94 of 104
Most Recent Claim	Mar 2025 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2025 · 23 claims Hurricane Dolly, Jul 2008 · 10 claims Severe Storms, Tornadoes & Flooding, Apr 1991 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
RGV Communications Fixed Wireless	100 / 100

May also be available: Smartcom Telephone, T-Mobile, Verizon.

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