Black Hawk County property record for 2802 Cottage Row Rd, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,616 sqft · built 1960 |
| Lot Size | 0.816 acres (35,550 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Jul 2026) |
| Tax Bill | $5,950 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 8914-03-226-005 |
| Primary APN | 8914-03-226-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,616 sqft Living Area |
| 1st Floor Area | 2,616 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 35,550 sqft (0.816 acres) |
| Lot Dimensions | 395 ft deep x 90 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 593 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2802 COTTAGE ROW RD |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-6807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAHAMS RIVER PLAT LOT 5 |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 03 |
| Legal Subdivision | GRAHAMS RIVER PLAT |
| Legal Lot Number | 5 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 2604 |
Source: Black Hawk County assessment roll, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2802 COTTAGE ROW RD, CEDAR FALLS, IA 50613-6807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jul 10, 2026 | Warranty Deed, Transfer BLACK HAWK COUNTY ABSTRACT |
| Jul 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on Record |
| Deed Sale | Jul 10, 2026 · Amount on Record |
| Prior Sale | Jul 25, 2025 · Amount on Record |
| Deed Document Number | 202610345 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 10, 2026 |
| Property Address | 2802 COTTAGE ROW RD, CEDAR FALLS, IA 50613-6807 |
| Document Number | 0000010345 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202610345 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | BLACK HAWK COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Tax | $94,455.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2802 COTTAGE ROW RD, CEDAR FALLS, IA 50613-6807 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 25, 2025 |
| Property Address | 2802 COTTAGE ROW RD, CEDAR FALLS, IA 50613-6807 |
| Document Number | 0202510725 |
| Instrument Date | Jul 15, 2025 |
| Instrument | 2025-10725 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $895.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2802 COTTAGE ROW RD, CEDAR FALLS, IA 50613-6807 |
| Document Number | 0202510726 |
|---|---|
| Date | Jul 25, 2025 |
| Instrument | 2025-10726 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,950.00 Homeowner's exemption | $420,010 (+6.69%) Land $82,220 Building $337,790 | $420,010 (+6.69%) Land $82,220 Building $337,790 |
| 2024 | $5,950.00 (+6.44%) | ||
| 2023 | $393,690 (+26.3%) Land $78,100 Building $315,590 | $393,690 (+26.3%) Land $78,100 Building $315,590 | |
| 2022 | $5,590.00 Homeowner's exemption | $311,700 Land $78,100 Building $233,600 | |
| 2021 | $311,700 Land $78,100 Building $233,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 22 (2008–2019) |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Municipal Communications Utility Fiber | 10,000 / 10,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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