2802 Coldwater Dr, Benton, AR 72019 Property Records

Saline County property record for 2802 Coldwater Dr, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,130 sqft · built 2010
Lot Size	0.43 acres (18,768 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Mar 2023)
Tax Bill	$2,629 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`800-12800-054`

Property Details

APN / Parcel Number

Primary APN	`800-12800-054`
Alternative APN	`87787`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,130 sqft Living Area
1st Floor Area	2,130 sqft
Flooring	Steel Beam
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	18,768 sqft (0.43 acres)
Lot Dimensions	184 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	572 sqft
Driveway	Driveway
Driveway Area	1,160 sqft
Porch	Open Porch
Porch Area	212 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	87787
Street Address	2802 COLDWATER DR
City	BENTON
State	AR
Zip	72019-9615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2023-003789
Legal Range	15W
Legal Township	01S
Legal Section	28
Legal Subdivision	COLDWATER CREEK PH 2
Legal Lot Number	54R
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	1
Census Block	1007
Census Tract	10303

Owner

2802 Coldwater Dr is owned and occupied by an individual who bought it in March 2023.

Source: Saline County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2802 COLDWATER DR, BENTON, AR 72019-9615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Warranty Deed, Transfer · Conventional Mortgage ENCORE BANK NA
Mar 6, 2023	Correction Deed LENDERS TITLE COMPANY
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARKANSAS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2023 · Amount on File
Deed Sale	Mar 6, 2023 · Amount on File
Prior Sale	Mar 22, 2010 · Amount on File
Deed Document Number	2023-003789
Deed Book / Page	2023 / 003789
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Mar 6, 2023
Property Address	2802 COLDWATER DR, BENTON, AR 72019-9615
Document Number	0000003789
Instrument Date	Mar 2, 2023
Instrument	2023-003789
Transaction Type	Transfer
Record Updated	Mar 21, 2023
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2802 COLDWATER DR, BENTON, AR 72019-9615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2802 COLDWATER DR, BENTON, AR 72019-9615

Mortgage

Document Number	0000003790
Date	Mar 6, 2023
Instrument	2023-003790

Lender

Name	ENCORE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	85 Months
Due	Apr 1, 2030

March 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	SALINE AR
Recording Date	Mar 6, 2023
Property Address	2802 COLDWATER DR, BENTON, AR 72019-9615
Document Number	0000003788
Instrument Date	Feb 28, 2023
Instrument	2023-003788
Record Updated	Mar 21, 2023
Title Company	LENDERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	2802 COLDWATER DR, BENTON, AR 72019-9615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023162
Date	Oct 14, 2020
Instrument	2020-023162

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	JACKSONVILLE, AR 72078

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,493 Land $11,000 Building $45,493
2024	$2,629.00 (+15%)
2023	$2,286.00 Homeowner's exemption	$56,493 Land $11,000 Building $45,493	$282,465 Land $55,000 Building $227,465

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2802 Coldwater Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2802 Coldwater Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER USERS LLC serves 22,775 people · EPA ID AR0000492
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Also Mapped Here	SALEM WATERWORKS
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Coldwater Dr

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