2802 Chardale Ct, Cincinnati, OH 45248 Property Records

Hamilton County property record for 2802 Chardale Ct, Cincinnati, OH 45248

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,088 sqft · built 1968
Lot Size0.402 acres (17,511 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Jan 2026)
Tax Bill$4,196 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jan 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN550-0133-0278-00

Property Details

APN / Parcel Number

Primary APN550-0133-0278-00
Alternative APN
  • 0046590

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,088 sqft Living Area
Gross Area3,157 sqft
1st Floor Area888 sqft
2nd Floor Area925 sqft
Basement Area888 sqft
Finished Basement275 sqft
Unfinished Basement613 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area17,511 sqft (0.402 acres)
Lot Dimensions287 ft deep x 33 ft wide
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area144 sqft
Patio Area1,258 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address2802 CHARDALE CT
CityCINCINNATI
StateOH
Zip45248-6203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC
Legal DescriptionCHARDALE CT 32.99 X 287.31 IRR LOT 64 WURSTERS 3RD SUB BLK B
Legal SubdivisionWURSTERS 3RD SUB
Legal BlockB
Legal Lot Number64
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group1
Census Block1007
Census Tract21202

Owner

Source: Hamilton County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2802 CHARDALE CT, CINCINNATI, OH 45248-6203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2025Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Jan 22, 2026Warranty Deed, Transfer · Conventional Mortgage
3RD STREET FINANCIAL CORP
May 19, 2023Transfer on Death Deed, Transfer
Nov 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2026 · Amount on Record
Deed SaleJan 22, 2026 · Amount on Record
Deed Document Number20265077
Deed Book / Page15587 / 606
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2802 CHARDALE CT, CINCINNATI, OH 45248-6203
Transaction TypeMortgage
Record UpdatedFeb 23, 2026
Title CompanyTHIRD CAPITAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000087281
DateNov 7, 2025
Book Page15539/1307
Instrument2025-0087281
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term13 Months
DueDec 1, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJan 22, 2026
Property Address2802 CHARDALE CT, CINCINNATI, OH 45248-6203
Document Number0000005077
Book / Page15587 / 606
Map ReferenceMB 128 PG 13
Instrument DateJan 15, 2026
Instrument2026-0005077
Transaction TypeTransfer
Record UpdatedFeb 23, 2026
Title CompanyUNKNOWN, AHTA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2802 CHORCALL CT, CINCINNATI, OH 45248

Mortgage

Document Number0000005078
DateJan 22, 2026
Instrument2026-0005078
Lender
Name3RD STREET FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

May 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateMay 19, 2023
Property Address2802 CHARDALE CT, CINCINNATI, OH 45248-6203
Document Number0000034025
Book / Page14920 / 1533
Map ReferenceMB 128 PG 13
Instrument DateMay 17, 2023
Instrument2023-0034025
Transaction TypeTransfer
Record UpdatedJun 26, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2802 CHARDALE CT, CINCINNATI, OH 45248-6203
Document Number0000106094
Instrument DateNov 25, 2019
Transaction TypeMortgage
Record UpdatedJan 24, 2020
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2802 CHARDALE CT CINCINNATI OH 452486203, CINCINNATI, OH 45248-6203

Mortgage

Document Number0000106094
DateDec 2, 2019
Book Page014054/002908
Instrument106094
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 1, 2029

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,196.00 (+2.39%)$80,339 (-) Land $11,585 Building $68,754$229,540 (-) Land $33,100 Building $196,440
2024$4,098.00$80,339 (-) Land $11,585 Building $68,754
2023$4,098.00 (+14.63%)$80,339 (+35.25%) Land $11,585 Building $68,754$229,540 (+35.25%) Land $33,100 Building $196,440
2022$3,575.00 Homeowner's exemption$59,402 Land $10,388 Building $49,014
2020$169,720 Land $29,680 Building $140,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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