Story County property record for 2802 Cambridge Dr, Ames, IA 50010
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 1,874 sqft · built 2007 |
| Lot Size | 0.28 acres (12,217 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Nov 2010) |
| Tax Bill | $6,214 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-28-458-150 |
| Primary APN | 05-28-458-150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,874 sqft Living Area |
| 1st Floor Area | 955 sqft |
| Basement Area | 955 sqft |
| Finished Basement | 745 sqft |
| Unfinished Basement | 210 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,217 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 880 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2802 CAMBRIDGE DR |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50010-4387 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | F-VR |
| Legal Description | SOMERSET SD 21ST ADD LOT:17 AMES |
| Legal Subdivision | SOMERSET SD 21ST ADD |
| Legal Lot Number | 17 |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 105 |
2802 Cambridge Dr is owned and occupied by two individuals who bought it in November 2010.
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2802 CAMBRIDGE DR, AMES, IA 50010-4387 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST HERITAGE BANK FSB |
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LUANNA SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2010 · Amount on File |
| Deed Sale | Nov 30, 2010 · Amount on File |
| Deed Document Number | 201012227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 2802 CAMBRIDGE DR, AMES, IA 50010-4387 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202005626 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 2020-05626 |
| Name | MIDWEST HERITAGE BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 2802 CAMBRIDGE DR, AMES, IA 50010-4387 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202112489 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021-12489 |
| Name | LUANNA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2802 Cambridge Dr was $6,214 with a homeowner's exemption, up 6.3% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,214.00 (+6.33%) Homeowner's exemption | $462,800 Land $125,200 Building $337,600 | $462,800 Land $125,200 Building $337,600 |
| 2024 | $5,844.00 | ||
| 2023 | $413,100 Land $85,600 Building $327,500 | $413,100 Land $85,600 Building $327,500 | |
| 2022 | $5,612.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2802 Cambridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2802 Cambridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ICS Advanced Technologies.
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