2802 5th Ave, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2802 5th Ave, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	1 ba · 872 sqft · built 1940
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Oct 2025)
Tax Bill	$296 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`156O F 024`

Property Details

APN / Parcel Number

Primary APN	`156O F 024`
Alternative APN	`0000094144`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	872 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1976
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000094144
Street Address	2802 5TH AVE
City	CHATTANOOGA
State	TN
Zip	37407-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 2 KOZY HOMES NO 2 PB 15 PG 78
Legal Subdivision	KOZY HOMES
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3004
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2802 5th Ave is owned by an individual who bought it in October 2025.

Source: Hamilton County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2800 5TH AVE, CHATTANOOGA, TN 37407-1523
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2025 · Amount on File
Deed Sale	Oct 17, 2025 · Amount on File
Prior Sale	Jan 24, 2024 · Amount on File
Deed Document Number	2025154
Deed Book / Page	14078 / 405
Prior Transfer Date	Jan 22, 2024
Prior Transfer Doc	0000000110
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 1, 2017
Property Address	2802 5TH AVE, CHATTANOOGA, TN 37407-1523
Document Number	0000000216
Book / Page	011064 / 000544
Instrument Date	May 12, 2017
Instrument	216
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1351 HIXSON TN 373435351, HIXSON, TN 37343-5351

Mortgage

Document Number	217
Date	Jun 1, 2017
Book Page	011064/000546
Instrument	217

Lender

Name	SAMUEL J GOWIN

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 31, 2032

Interest

Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 2802 5th Ave was $296, up 62.6% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$296.00 (+62.64%)	$19,550 (+139.14%)	$78,200 (+139.14%) Land $30,000 Building $48,200
2024	$182.00	$8,175 (-)	$32,700 (-) Land $10,000 Building $22,700
2023	$182.00	$8,175 (-)	$32,700 (-) Land $10,000 Building $22,700
2022	$182.00	$8,175	$32,700 Land $10,000 Building $22,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2802 5th Ave in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	17 (1998–2011)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Sep 2011 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2802 5th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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