28016 Cross Gate Dr, Madison, AL 35756 Property Records

Limestone County property record for 28016 Cross Gate Dr, Madison, AL 35756

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,080 sqft · built 2018
Lot Size	0.269 acres (11,761 sqft)
Owner	Trust Name on File
Last Sale	$295,000 (Nov 2020)
Tax Bill	$814 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0909290005238000`

Property Details

APN / Parcel Number

Primary APN	`0909290005238000`
Alternative APNs	`10908669` `12742`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,080 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	140 ft deep x 83.1 ft wide
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	356 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10908669
Street Address	28016 CROSS GATE DR
City	MADISON
State	AL
Zip	35756-2527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:1 CITY/MUNI/TWP:COUNTY SUBD:THE ARBORS ADD 6 SEC/TWN/RNG/MER:SEC 29 TWN 03S RNG 03W
Legal Subdivision	THE ARBORS ADD 6
Jurisdiction	LIMESTONE AL
Township / Civil Division	MOORESVILLE
Census Block Group	2
Census Block	2080
Census Tract	21202

Owner

28016 Cross Gate Dr is owner-occupied and held in a trust since June 2025.

Source: Limestone County records, as of February 27, 2026

Owner of Record	Trust Name on File
Mailing Address	28016 CROSS GATE DR, MADISON, AL 35756-2527
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Deed of Trust, Mortgage · VA Mortgage TRUSTMARK NATIONAL BANK
Nov 23, 2020	Warranty Deed, Transfer
Jun 7, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Prior Sale	Nov 23, 2020 · Amount on File
Deed Document Number	2020/109882
Deed Book / Page	2020 / 109882
Last Transfer Date	Jun 5, 2025
Transfer Doc	2025/44076
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	28016 CROSS GATE DR, MADISON, AL 35756-2527
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020/60456
Date	Jul 23, 2020
Book Page	2020/60456

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Nov 23, 2020
Property Address	28016 CROSS GATE DR, MADISON, AL 35756-2527
Document Number	2020/109882
Book / Page	2020 / 109882
Map Reference	MB J PG 94 & 95
Instrument Date	Nov 20, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 CAUDLE DR, MADISON, AL 35756-6800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28016 CROSS GATE DR, MADISON, AL 35756-2527

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Jun 7, 2018
Property Address	28016 CROSS GATE DR, MADISON, AL 35756-2527
Document Number	2018/32812
Book / Page	2018 / 32812
Instrument Date	May 25, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17104 US HIGHWAY 72, ATHENS, AL 35611-3983

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2018/32814
Date	Jun 7, 2018
Book Page	2018/32814

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 28016 Cross Gate Dr was $814 with exemptions applied, up 5% from the year before.

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Limestone County
Unified School District	Limestone County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$814.00 (+5.03%) Homeowner's exemption Senior Citizen's exemption	$34,540 (+1.11%)	$345,300 (+1.11%) Land $35,100 Building $310,200
2024	$775.00 (-1.52%) Homeowner's exemption Senior Citizen's exemption	$34,160 (+2.28%)	$341,500 (+2.28%) Land $34,200 Building $307,300
2023	$787.00 (+20.34%) Homeowner's exemption Senior Citizen's exemption	$33,400 (+20.49%)	$333,900 (+20.45%) Land $34,200 Building $299,700
2022	$654.00 Homeowner's exemption Senior Citizen's exemption	$27,720	$277,200 Land $34,200 Building $243,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28016 Cross Gate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28016 Cross Gate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, WOW Internet, Cable & Phone.

Nearby Properties on Cross Gate Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures