28014 Emma Gardens Ln, Spring, TX 77386 Property Records

Montgomery County property record for 28014 Emma Gardens Ln, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,106 sqft · built 2007
Lot Size0.181 acres (7,887 sqft)
OwnerIndividual Name on Record
Tax Bill$3,645 (2025)
Deeds & MortgagesAug 2022 Transfer
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN9014-08-00900

Property Details

APN / Parcel Number

Primary APN9014-08-00900
Alternative APN
  • R348823

Interior

Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,106 sqft Living Area
Gross Area2,651 sqft
1st Floor Area2,106 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,887 sqft (0.181 acres)
View / LotPrimary
Garage TypeAttached
Garage Area545 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area158 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28014 EMMA GARDENS LN
CitySPRING
StateTX
Zip77386-3330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS901408 - SPRING TRAILS 08, BLOCK 1, LOT 9
Legal SubdivisionSPRING TRAILS 08
Legal Block1
Legal Lot Number9
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1008
Census Tract692009

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address28014 EMMA GARDENS LN, SPRING, TX 77386-3330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2022Intrafamily Transfer, Transfer
Oct 30, 2020Vendor's Lien, Transfer · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Aug 28, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2022
Deed SaleAug 4, 2022
Prior SaleOct 30, 2020 · Amount on Record
Deed Document Number202297647
Last Transfer DateAug 6, 2025
Transfer Doc0000079977
Record UpdatedOct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY TX
Recording DateAug 4, 2022
Property Address28014 EMMA GARDENS LN, SPRING, TX 77386-3330
Document Number0000097647
Map ReferenceCAB ZSH 61
Instrument DateJun 15, 2022
Instrument2022097647
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address28014 EMMA GARDENS LN, 28014, SPRING, TX 77386-3330

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address28014 EMMA GARDENS LN, SPRING, TX 77386-3330

October 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateOct 30, 2020
Property Address28014 EMMA GARDENS LN, SPRING, TX 77386-3330
Document Number0000124742
Map ReferenceCAB Z SH 61
Instrument DateOct 23, 2020
Instrument2020124742
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyODTX

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28014 EMMA GARDENS LN, SPRING, TX 77386-3330

Mortgage

Document Number0000124743
DateOct 30, 2020
Instrument2020124743
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateAug 28, 2020
Property Address28014 EMMA GARDENS LN, SPRING, TX 77386-3330
Document Number0000094479
Instrument DateAug 27, 2020
Instrument94479
Transaction TypeTransfer
Record UpdatedSep 25, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1 POST ST #11 SAN FRANCISCO CA 941045215, 11, SAN FRANCISCO, CA 94104-5215
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$351,822 (-0.46%) Land $31,548 Building $320,274$351,822 (-3.13%) Land $31,548 Building $320,274
2025$3,645.00 (-50.56%) Homeowner's exemption Senior Citizen's exemption$353,461 (+8.08%)$363,208 (+11.06%) Land $31,548 Building $331,660
2024$7,372.00 (+48.45%)$327,026 (-0.57%) Land $31,548 Building $295,478$327,026 (-0.57%) Land $31,548 Building $295,478
2023$4,966.00 Homeowner's exemption Senior Citizen's exemption$328,890 Land $31,550 Building $297,340$328,890 Land $31,550 Building $297,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 373 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies373 in force
Nearby Flood Claims5 (2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 94
serves 5,184 people · EPA ID TX1700716
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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