2801 Sugar Pine Cir, Sebring, FL 33872 Property Records

Highlands County property record for 2801 Sugar Pine Cir, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,915 sqft · built 1998
Lot Size	0.208 acres (9,092 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Apr 2020)
Tax Bill	$1,896 (2024)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-34-34-28-040-0000-034A`

Property Details

APN / Parcel Number

Primary APN	`C-34-34-28-040-0000-034A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,915 sqft Living Area
1st Floor Area	1,512 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,092 sqft (0.208 acres)
Garage Type	Finished
Garage Area	465 sqft
Driveway	Driveway
Driveway Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	217 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	2801 SUGAR PINE CIR
City	SEBRING
State	FL
Zip	33872-4489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3FUD
Legal Description	CORMORANT POINT SUB II PB 13-PG 57 LOT 34A
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	CORMORANT POINT SUB
Legal Lot Number	34A
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4039
Census Tract	960602

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2801 SUGAR PINE CIR, SEBRING, FL 33872-4489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2020 · Amount on Record
Deed Sale	Apr 14, 2020 · Amount on Record
Prior Sale	Apr 11, 2014 · Amount on Record
Deed Document Number	1982352
Deed Book / Page	2748 / 605
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 14, 2020
Property Address	2801 SUGAR PINE CIR, SEBRING, FL 33872-4489
Document Number	0001982352
Book / Page	002748 / 000605
Instrument Date	Apr 1, 2020
Instrument	1982352
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2801 PINE CIR SEBRING FL 33872, SEBRING, FL 33872

Mortgage

Document Number	1982353
Date	Apr 14, 2020
Book Page	002748/000607
Instrument	1982353

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$160,320 (+5.99%)	$225,397 (+0.05%) Land $13,500 Building $211,897
2024	$1,896.00 (+2.65%)
2023	$1,847.00 (+1.82%) Homeowner's exemption	$151,264 (+3%)	$225,286 (+25.01%) Land $13,500 Building $211,786
2022	$1,814.00 Homeowner's exemption	$146,858	$180,212 Land $13,500 Building $166,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Sugar Pine Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures