2801 Stirrup Ct, Wake Forest, NC 27587 Property Records

Wake County property record for 2801 Stirrup Ct, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,946 sqft · built 1999
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jul 2023)
Tax Bill	$3,810 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1739.02-96-7430-000`

Property Details

APN / Parcel Number

Primary APN	`1739.02-96-7430-000`
Alternative APNs	`1739.02-96-7430 0235294` `1739967430` `023529401` `0235294`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,946 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	18,295 sqft (0.42 acres)
Garage Area	460 sqft
Porch	Slab
Porch Area	32 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0235294
Street Address	2801 STIRRUP CT
City	WAKE FOREST
State	NC
Zip	27587-6746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR3
Legal Description	LO104 SMITH CREEK SUB PH2 BM1997-1253
Legal Subdivision	SMITH CREEK SUB PH2
Legal Phase	2
Legal Lot Number	104
Jurisdiction	WAKE NC
Township / Civil Division	WAKE FOREST
Census Block Group	1
Census Block	1031
Census Tract	54220

Owner

Source: Wake County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2801 STIRRUP CT, WAKE FOREST, NC 27587-6746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage WARSAW FSLA
Jul 21, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 26, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 26, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Sep 7, 2021	Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Jun 9, 2003 · Amount on Record
Deed Book / Page	19389 / 2247
Prior Transfer Date	Jul 7, 2023
Prior Transfer Doc	19389/2247
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2801 STIRRUP CT, WAKE FOREST, NC 27587-6746
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	ASSOCIATES TITLE, ASSOCIATES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 STIRRUP CT, WAKE FOREST, NC 27587-6746

Mortgage

Document Number	20045/1700
Date	Oct 21, 2025
Book Page	20045/1700

Lender

Name	WARSAW FSLA
Type	Bank
Address	CINCINNATI, OH 45205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 21, 2023
Property Address	2801 STIRRUP CT, WAKE FOREST, NC 27587-6746
Document Number	19389/2247
Book / Page	19389 / 2247
Map Reference	MB 1997 PG 1253
Instrument Date	Jul 7, 2023
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6906 BLALOCK RD, BAHAMA, NC 27503-9113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 STIRRUP CT, WAKE FOREST, NC 27587-6746

Mortgage

Document Number	0193892249
Date	Jul 21, 2023
Instrument	19389/2249

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Aug 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	5-Year TN
Max Rate	11.2%

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKE NC
Recording Date	Jan 26, 2023
Property Address	2801 STIRRUP CT, WAKE FOREST, NC 27587-6746
Document Number	19248/2082
Book / Page	19248 / 2082
Map Reference	MB 1997 PG 1253
Instrument Date	Jan 23, 2023
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 CENTRE ST # 1000, 1000, BOSTON, MA 02119-1288

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 STIRRUP CT, WAKE FOREST, NC 27587-6746

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAKE NC
Recording Date	Jan 26, 2023
Property Address	2801 STIRRUP CT, WAKE FOREST, NC 27587-6746
Document Number	19248/2084
Book / Page	19248 / 2084
Map Reference	MB 1997 PG 1253
Instrument Date	Jan 9, 2023
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2801 STIRRUP CT, WAKE FOREST, NC 27587-6746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 STIRRUP CT, WAKE FOREST, NC 27587-6746

Mortgage

Document Number	0192482087
Date	Jan 26, 2023
Instrument	19248/2087

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Feb 1, 2028
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	5-Year TN
Max Rate	10.7%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2801 STIRRUP CT, WAKE FOREST, NC 27587-6746
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 STIRRUP CT, WAKE FOREST, NC 27587-6746

Mortgage

Document Number	186831204
Date	Sep 7, 2021
Book Page	18683/1204

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	228 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Wake Forest Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,810.00 (+31.65%)	$391,602 (+58.31%) Land $75,000 Building $316,602	$391,602 (-) Land $75,000 Building $316,602
2024			$391,602 (+58.31%) Land $75,000 Building $316,602
2023	$2,894.00	$247,357 Land $40,000 Building $207,357	$247,357 Land $40,000 Building $207,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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