Anne Arundel County property record for 2801 Riva Rd, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,680 sqft · built 1950 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Individual Name on File |
| Last Sale | $710,000 (Aug 2025) |
| Tax Bill | $4,736 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-000-90047438 |
| Primary APN | 02-000-90047438 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 204 sqft |
| Deck Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00090047438 |
|---|---|
| Street Address | 2801 RIVA RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-7209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 2 SC 6 RIVA TRACE |
| Legal Subdivision | RIVA TRACE |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 702402 |
2801 Riva Rd is owned and occupied by an individual who bought it in August 2025.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2801 RIVA RD, ANNAPOLIS, MD 21401-7209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage IMPERIAL LENDING LLC |
| Feb 25, 2022 | · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Jan 11, 2018 | Deed of Trust, Mortgage · Line of Credit PENNYMAC |
| Apr 27, 2017 | Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2025 · Amount on File |
| Deed Sale | Aug 19, 2025 · Amount on File |
| Prior Sale | Feb 25, 2022 · Amount on File |
| Deed Book / Page | 41569 / 122 |
| Transfer Doc | 0128900279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 16, 2026 |
| Property Address | 2801 RIVA RD, ANNAPOLIS, MD 21401-7209 |
| Document Number | 4227000304 |
| Book / Page | 42271 / 304 |
| Instrument Date | Apr 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 2801 RIVA RD, ANNAPOLIS, MD 21401-7209 |
| Document Number | 4227000304, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 42271/304 |
| Name | IMPERIAL LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Jurisdiction | ANNE ARUNDEL MD |
|---|---|
| Recording Date | Feb 25, 2022 |
| Property Address | 2801 RIVA RD, ANNAPOLIS, MD 21401-7209 |
| Document Number | 0384010338 |
| Book / Page | 38401 / 338 |
| Map Reference | MB 100 PG 13&14 |
| Instrument Date | Jan 19, 2022 |
| Record Updated | Mar 9, 2022 |
| Title Company | LEGACY SETTLEMENT SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2801 RIVA RD, ANNAPOLIS, MD 21401-7209 |
| Document Number | 0384010341 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 38401/341 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLE RIVER, MD 21220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 2801 RIVA RD, ANNAPOLIS, MD 21401-7209 |
| Document Number | 0317920031 |
| Book / Page | 031792 / 000031 |
| Instrument Date | Jan 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2801 RIVA RD ANNAPOLIS MD 214017209, ANNAPOLIS, MD 21401-7209 |
| Document Number | 0317920031 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 031792/000031 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 27, 2017 |
| Property Address | 2801 RIVA RD, ANNAPOLIS, MD 21401-7209 |
| Document Number | 0308750420 |
| Book / Page | 30875 / 420 |
| Map Reference | MB100 PG13&14 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 30875-420 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,498.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2801 RIVA RD, ANNAPOLIS, MD 21401-7209 |
| Document Number | 30875426 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 30875-426 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 2801 Riva Rd was $4,736, up 1.9% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,000 (+3.89%) Land $188,900 Building $228,100 | $417,000 (-) Land $188,900 Building $228,100 | |
| 2025 | $4,736.00 (+1.94%) | $401,400 | $417,000 Land $188,900 Building $228,100 |
| 2024 | $4,646.00 (+14.94%) | ||
| 2023 | $4,042.00 Homeowner's exemption | $370,200 Land $188,900 Building $181,300 | $370,200 Land $188,900 Building $181,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2801 Riva Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2801 Riva Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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