2801 Pine St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 2801 Pine St, Rock Falls, IL 61071

Property Summary

Property TypeSingle Family Home
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Jul 2026)
Tax Bill$2,735 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Sep 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN1702208010

Property Details

APN / Parcel Number

Primary APN1702208010
Alternative APNs
  • 120550
  • 94775

Exterior

Lot Area20,000 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide

Location & Zoning

Account Number120550
Street Address2801 PINE ST
CityROCK FALLS
StateIL
Zip61071-3632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionYEOWARDS 3RD SUB LOT 12 BLK 3 48500X
Legal SubdivisionYEOWARDS THIRD SUBDIVISION
Legal Block3
JurisdictionWHITESIDE IL
Township / Civil DivisionMONTMORENCY
Census Block Group3
Census Block3042
Census Tract1700

Owner

2801 Pine St is owned by an individual who bought it in July 2026.

Source: Whiteside County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2700 YEOWARD ST, ROCK FALLS, IL 61071-3649
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Warranty Deed, Transfer · Balloon Mortgage
EMPLOYEES CREDIT UNION
Sep 26, 2023Warranty Deed, Transfer · Conventional Mortgage
EQUITY PRIME MORTGAGE LLC
Aug 31, 2018Grant Deed, Transfer
HB WILKINSON TITLE COMPANY
Mar 15, 2018Grant Deed, Transfer
ATTORNEY ONLY
Jan 17, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2026 · Amount on File
Deed SaleJul 28, 2026 · Amount on File
Prior SaleSep 26, 2023 · Amount on File
Deed Document Number20263927
Prior Transfer DateJan 11, 2018
Prior Transfer Doc0000000239
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateJul 28, 2026
Property Address2801 PINE ST, ROCK FALLS, IL 61071-3632
Document Number0000003927
Instrument DateJul 24, 2026
Instrument20263927
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$15,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003928,
DateJul 28, 2026
Instrument20263928
Lender
NameEMPLOYEES CREDIT UNION
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term66 Months
DueJan 30, 2032
Interest
Rate TypeBalloon
Initial TypeBalloon
Max Rate-1%

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateSep 26, 2023
Property Address2801 PINE ST, ROCK FALLS, IL 61071-3632
Document Number0000004702
Instrument DateSep 19, 2023
Instrument2023-04702
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2801 PINE ST, ROCK FALLS, IL 61071-3632

Mortgage

Document Number0000004703
DateSep 26, 2023
Instrument2023-04703
Lender
NameEQUITY PRIME MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053
Interest
Rate TypeFixed Rate

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWHITESIDE IL
Recording DateAug 31, 2018
Property Address2801 PINE ST, ROCK FALLS, IL 61071-3632
Document Number0000004796
Instrument DateAug 30, 2018
Instrument4796
Transaction TypeTransfer
Record UpdatedSep 19, 2018
Title CompanyHB WILKINSON TITLE COMPANY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10365 CALHOUN DR ROCK FALLS IL 610719378, ROCK FALLS, IL 61071-9378

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWHITESIDE IL
Recording DateMar 15, 2018
Property Address2801 PINE ST, ROCK FALLS, IL 61071-3632
Document Number0000001302
Instrument DateJan 22, 2018
Instrument1302
Transaction TypeTransfer
Record UpdatedApr 16, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

January 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWHITESIDE IL
Recording DateJan 17, 2018
Property Address2801 PINE ST, ROCK FALLS, IL 61071-3632
Document Number0000000239
Instrument DateJan 11, 2018
Instrument239
Transaction TypeForeclosure
Record UpdatedJan 31, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$83.54
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2801 PINE ST ROCK FALLS IL 610713632, ROCK FALLS, IL 61071-3632

Tax Assessment & Valuation

The 2025 property tax bill for 2801 Pine St was $2,735, up 11.6% from the year before.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionMontmorency Township
Elementary School DistrictMontmorency Community Consolidated School District 145 (KG - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,735.00 (+11.63%)$32,646 (+13.4%) Land $3,806 Building $28,840
2024$2,450.00$28,788 Land $3,356 Building $25,432$97,938 (+13.4%) Land $11,418 Building $86,520
2023$86,364 (+17.11%) Land $10,068 Building $76,296
2022$1,649.00 Additional exemption filed$24,582 Land $2,866 Building $21,716$73,746 Land $8,598 Building $65,148

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2801 Pine St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979)
Most Recent ClaimMar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2801 Pine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCK FALLS
serves 8,620 people · EPA ID IL1950450
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Rise Broadband.

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