2801 Patton Creek Rd, Pendleton, KY 40055 Property Records

Oldham County property record for 2801 Patton Creek Rd, Pendleton, KY 40055

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,085 sqft · built 1998
Lot Size	40.1 acres (1,749,369 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Oct 2020)
Tax Bill	$6,878 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`43-00-00-6`

Property Details

APN / Parcel Number

Primary APN	`43-00-00-6`
Alternative APN	`65049`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,085 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	1,749,369 sqft (40.1 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	65049
Street Address	2801 PATTON CREEK RD
City	PENDLETON
State	KY
Zip	40055-8907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 40.16 AC
Legal Lot Number	6
Jurisdiction	OLDHAM KY
Township / Civil Division	LA GRANGE
Census Block Group	2
Census Block	2001
Census Tract	30100

Owner

Source: Oldham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2801 PATTON CREEK RD, PENDLETON, KY 40055-8907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed, Transfer · Conventional Mortgage STATEWIDE MORTGAGE LLC
May 14, 2020	Deed of Trust, Mortgage · Line of Credit LIMESTONE BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2020 · Amount on Record
Deed Sale	Oct 6, 2020 · Amount on Record
Deed Document Number	598972
Deed Book / Page	D1263 / 507
Record Updated	Jun 8, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Oct 6, 2020
Property Address	2801 PATTON CREEK RD, PENDLETON, KY 40055-8907
Document Number	D1263/507
Book / Page	D1263 / 507
Instrument Date	Oct 5, 2020
Instrument	598972
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1663 L ESPRIT PKWY, 1663, LA GRANGE, KY 40031-6739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 PATTON CREEK RD, PENDLETON, KY 40055-8907

Mortgage

Document Number	598973
Date	Oct 6, 2020
Instrument	598973

Lender

Name	STATEWIDE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	2801 PATTON CREEK RD, PENDLETON, KY 40055-8907
Transaction Type	Mortgage
Record Updated	May 29, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2413/405
Date	May 14, 2020
Book Page	M2413/405
Instrument	573576

Lender

Name	LIMESTONE BANK INC
Type	Bank
Address	LOUISVILLE, KY 40223

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Apr 28, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,878.00 (+5.82%)	$555,000 (+6.73%) Land $115,000 Building $440,000	$555,000 (+6.73%) Land $115,000 Building $440,000
2023	$6,500.00	$520,000 Land $100,000 Building $420,000	$520,000 Land $100,000 Building $420,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1978–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRY COUNTY WATER DISTRICT #2 serves 17,716 people · EPA ID KY0520192
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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