2801 Lancaster Hwy, Monroe, NC 28112 Property Records

Union County property record for 2801 Lancaster Hwy, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,427 sqft · built 1986
Lot Size	1.22 acres (53,317 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Sep 2021)
Tax Bill	$1,680 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-330-059`

Property Details

APN / Parcel Number

Primary APN	`09-330-059`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,427 sqft Living Area
1st Floor Area	1,427 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	53,317 sqft (1.22 acres)
Porch	Slab
Porch Area	272 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2801 LANCASTER HWY
City	MONROE
State	NC
Zip	28112-8853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#4 CARMEL ACRES SEC3 OPCB203B
Legal Subdivision	CARMEL ACRES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2000
Census Tract	21005

Owner

2801 Lancaster Hwy is owned and occupied by an individual who bought it in September 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2801 LANCASTER HWY, MONROE, NC 28112-8853
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 30, 2021	Warranty Deed, Transfer NOT AVAILABLE, NC PANTHER TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on File
Deed Sale	Sep 20, 2021 · Amount on File
Prior Sale	Jul 30, 2021 · Amount on File
Deed Document Number	202144667
Deed Book / Page	8249 / 362
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 20, 2021
Property Address	2801 LANCASTER HWY, MONROE, NC 28112-8853
Document Number	8249362
Book / Page	8249 / 362
Map Reference	CAB B FILE 203-B
Instrument Date	Sep 3, 2021
Instrument	44667
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$578.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1435 WEST BLVD MOREHEAD ST130, 1435, CHARLOTTE, NC 28208-7045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 LANCASTER HWY, MONROE, NC 28112-8853

Mortgage

Document Number	44668
Date	Sep 20, 2021
Instrument	44668

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 30, 2021
Property Address	2801 LANCASTER HWY, MONROE, NC 28112-8853
Document Number	8189784
Book / Page	8189 / 784
Map Reference	CAB B FILE 203-B
Instrument Date	Jul 30, 2021
Instrument	36079
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NOT AVAILABLE, NC PANTHER TITLE LLC

Transaction

Amount	Amount on Record
Tax	$578.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 WATERBURY CT, 18, PRINCETON, NC 27569-9220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1435 W MOREHEAD ST STE 130, 130, CHARLOTTE, NC 28208-5208
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2801 Lancaster Hwy was $1,680.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,000 (-) Land $53,900 Building $295,100	$349,000 (-) Land $53,900 Building $295,100
2025	$1,680.00	$349,000 Land $53,900 Building $295,100	$349,000 Land $53,900 Building $295,100
2023	$1,562.00	$246,300 Land $24,200 Building $222,100	$246,300 Land $24,200 Building $222,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2801 Lancaster Hwy in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2801 Lancaster Hwy is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lancaster Hwy

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