2801 John Rial Rd, Addison, NY 14801 Property Records

Steuben County and Addison Town property record for 2801 John Rial Rd, Addison, NY 14801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1986
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,000 (Jul 2025)
Tax Bill	$3,007 (2026)
Deeds & Mortgages	Jul 2025 Refinance Jul 2025 Sale & Mortgage
APN	`462089 314.00-01-019.120`

Property Details

APN / Parcel Number

Primary APN	`462089 314.00-01-019.120`
Alternative APNs	`20893140000001019120` `00140`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	636 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00140
Street Address	2801 JOHN RIAL RD
City	ADDISON
State	NY
Zip	14801-9724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	REVITT J. RIAL RD AUMICK REVITT
Legal Block	1
Legal Lot Number	19.120
Jurisdiction	STEUBEN NY
Township / Civil Division	ADDISON
Census Block Group	1
Census Block	1008
Census Tract	962200

Owner

Source: Steuben County and Addison Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 E 2ND ST, 102, CORNING, NY 14830-2804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Jul 7, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Deed Book / Page	3164 / 341
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	2801 JOHN RIAL RD, ADDISON, NY 14801-9724
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005187/163
Date	Jul 7, 2025
Book Page	5187/163

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Jul 7, 2025
Property Address	2801 JOHN RIAL RD, ADDISON, NY 14801-9724
Document Number	003164/341
Book / Page	3164 / 341
Instrument Date	Jun 13, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	220 E 2ND ST # 102, 102, CORNING, NY 14830-2804

Mortgage

Document Number	0005187141
Date	Jul 7, 2025
Instrument	5187/141

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Steuben County and Addison Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Addison Town
Unified School District	Addison Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,007.00 (-5.44%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption
2025	$3,180.00 (+277.67%)	$163,800 (-) Land $30,500 Building $133,300	$167,143 (+2.04%) Land $31,122 Building $136,021
2023		$163,800 (+31.88%) Land $30,500 Building $133,300	$163,800 (+18.7%) Land $30,500 Building $133,300
2022		$124,200 Land $20,000 Building $104,200	$138,000 Land $22,222 Building $115,778
2021	$842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	14 (1979–2021)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Aug 2021 · Remnants Of Tropical Storm Fred
Claims by Event	Remnants Of Tropical Storm Fred, Aug 2021 · 3 claims Severe Storms And Flooding, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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